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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
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      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
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      • Structuring Strategies Beyond Fees
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Enrique Sierra Case Settled Now What

After The Case Settles—Then What?

By Patrick C. Farber On March 28, 2019 · 7:22 AM · Add Comment

Once a case settles in your client’s favor, how can you be sure that the structured settlement payments will be distributed properly? That’s the job of the structured settlement broker. Brokers are responsible for payment set-up and coordination. As the attorney for the plaintiff, you have a right to use your own broker for these tasks even when defense counsel brings in one [...]

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Structures: Safe, Secure & Regulated

Structures: Safety & Security

By Patrick C. Farber On March 21, 2019 · 5:09 PM · Add Comment
When discussing structured settlement annuities with anyone, the question that often comes up is "Are they safe?" That's understandable. The last thing anyone wants to worry about is the long-term reliability and safety of their money.
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CATASTROPHIC INJURIES AND THE ROLE OF STRUCTURED SETTLEMENTS

Catastrophic Injuries and the Role of Structured Settlements

By Patrick Farber.com On March 12, 2019 · 8:47 AM · Add Comment

February 28, 2019, Appeared in WorkCompCentral.com

Every day, accidents, sometimes fatal, occur in the workplace. As a structured settlement broker, I see the aftermath of these incidents and their long-term impact.

While settlement funds can’t make someone with a catastrophic injury whole again or bring back a deceased family member, they can give families the ability to plan their future with [...]

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medicare-set-aside-personal-injury-ensuring-government-benefits

Medicare Set Asides—Ensuring Government Benefit Eligibility

By Patrick C. Farber On February 26, 2019 · 9:01 AM · Add Comment

Personal injury cases have to be handled differently if an injured party qualifies for Medicare (must be 65 or older, on SSDI for 24 months or more or have end-stage renal failure) or will qualify for Medicare within two years. In these cases, a portion of a settlement must be set aside, separate from other settlement moneys, to pay for future medical bills incurred because [...]

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Benefits of a Structured Settlement for your Client

Benefits of a Structured Settlement for your Client

By Patrick C. Farber On February 8, 2019 · 12:04 PM · Add Comment

In today’s economic climate where the markets seem unable to find their financial footing, it’s good to know that structured annuities offer a safe haven to place personal injury settlement funds.

A rundown of benefits:

A lifetime structured settlement annuity is much like a pension plan or Social Security benefit (the ultimate annuity)—pay into it and receive a lifetime of guaranteed payments.

Funds [...]
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Creating & Managing Special Needs Trusts

Creating and Managing a Special Needs Trust

By Patrick C. Farber On January 28, 2019 · 4:07 PM · Add Comment

Special Needs Trusts (SNTs) provide critical financial support to those with life-long severe or catastrophic injuries. A properly created and managed SNT allows money from a personal injury settlement to be set aside for medical care and day-to-day living support without the injured individual losing or being disqualified from receiving government benefits. To be eligible a “Pooled Trust” must be created for the injured party.

[...]
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Structured Settlement 101 - Enrique Sierra

Structured Settlements 101

By Patrick C. Farber On December 17, 2018 · 2:32 PM · Add Comment

Here are the basics of a structured settlement. Please don’t hesitate to call me with any questions.

Tax benefits: For injured parties, structured settlements provide a tax-free income stream, possibly for life, without fear of money mismanagement, market fluctuations or unscrupulous con artists waiting to milk them out of their money.

Minimum structure: About half of structured settlements are for settlements under $50,000. Most are [...]

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Very Few Americans Have Their Finances In Order

Very Few Americans Have Their Finances In Order

By Patrick C. Farber On November 26, 2018 · 2:59 PM · Add Comment

Recently, I came across a new USC and Center for Financial Services Innovation survey that indicates very few Americans have their finances in order. Most, in fact, are still struggling financially in spite of a healthy economy and low unemployment.

The survey showed that only 28 percent of American households feel they are in control of their spending, are saving enough and have rainy [...]

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Think of Triumph Foundation This Thanksgiving Season

Think of Triumph Foundation This Thanksgiving Season

By Patrick C. Farber On November 5, 2018 · 3:11 PM · Add Comment

Thanksgiving is a time for being thankful for what we have and helping others in need. Approximately 288,000 people have spinal cord injuries in the U.S. according to the National Spinal Cord Injury Statistical Center. Over 3/4 of new injuries each year are young males. Car crashes and falls are the primary cause.

As a structured settlement broker, I’ve work with those with spinal cord [...]

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Easing the Financial Stress Of Caring For A Severely Injured Family Member

Easing the Financial Stress Of Caring For A Severely Injured Family Member

By Patrick C. Farber On September 21, 2018 · 1:46 PM · Add Comment

After going through the pain and shock of a loved one suffering a catastrophic injury, family members are then faced with another jolt-the realization of the staggering costs associated with keeping their loved one in the best possible health.

A recent Merrill Lynch/Age Wave survey found that 41 percent of caregivers said they entered the role of caregiver suddenly. Ninety-two percent said they provide [...]

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Recent Posts

  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »
  • Job Openings Decline: Making The Case For Structured Settlement Income Security

    Job Openings Decline: Making The Case For Structured Settlement Income Security

    November 6, 2025
    The job site Indeed just released its Job Postings Index. As …Read More »
  • Medi-Cal Reinstates $130,000 Asset Limit

    Medi-Cal Reinstates $130,000 Asset Limit

    October 10, 2025
    Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal …Read More »

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After The Case Settles—Then What?
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