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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
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      • Taxing Emotional Distress Damages, Settlement Wording
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Structured Settlements For Older Clients

By Patrick C. Farber On November 29, 2017 · 1:37 PM · Add Comment
Structured settlements are often created for injured individuals to be sure they will not outlive their money. But what happens when claimants are injured in their 60s, 70s or beyond? Do structured settlements still make sense? In many cases, yes.
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Structuring Fees at Settlement Time | California Lawyer Article

By Patrick C. Farber On October 27, 2017 · 11:17 AM · Add Comment

When a case resolves, attorneys have a decision to make:
what to do with the fees owed to them.

Successfully negotiating a settlement or winning a case on behalf of an injured client is one of the most satisfying aspects of the legal profession. While savoring the victory, attorneys have a decision to make: what to do with the fees owed them.

[...]
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Successfully Managing a Sudden Cash Payout

By Patrick C. Farber On October 13, 2017 · 9:12 AM · Add Comment
Nobel Prize-winning economists and sudden cash payouts - you would think they would know how to invest their award windfall. According to this MarketWatch article, some of these economists have "fizzled away" much of their winnings.
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Videos help understand special needs trusts.

New Videos Help Clients Understand Special Needs Trusts

By Patrick C. Farber On August 29, 2017 · 4:50 PM · Add Comment

Are you concerned that you may not completely understand Special Needs Trusts (SNTs) and how they can be used with government benefits? Have you ever tried to explain SNTs to clients only to wonder if they fully comprehend all the details and procedures? SNTs can be very complicated.

CPT Special Needs Trusts, a non-profit trustee established to protect Medicaid and [...]

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Structuring Attorney’s Fees: A Financial Strategy

By Patrick C. Farber On June 27, 2017 · 2:37 PM · Add Comment

You’ve just won a big case for your client and you are anticipating a sizable fee for your good work. The question becomes: how do you best manage this income? If you are like most attorneys, the temptation is to add it to the firm’s bank account and think about what to do with it later. There is another option that may be more prudent—structuring [...]

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Fed Raises Interest Rates Again; More Increases On The Way

By Patrick C. Farber On June 19, 2017 · 11:33 AM · Add Comment

Despite tepid inflation, the Federal Reserve raised the short-term lending rate by a quarter-percentage point on June 14, the third increase in just six months. The Fed indicated that one more rate increase is on its way this year. Here’s a good analysis from Bloomberg Markets of what lies ahead.

 

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Timeline for Creating a Structured Settlement

Timeline for a Structure

By Patrick C. Farber On June 1, 2017 · 9:55 AM · Add Comment

With structured settlements, timing is everything. Wait until a settlement agreement is signed, and the opportunity is off the table. Here’s a simple structured settlement timeline.

Settlement Negotiations:

During settlement negotiations, plaintiff and defendant attorneys estimate such costs as the injured party’s ongoing medical care and living and family needs (i.e., possible future medical treatment, in-home nursing expenses, college tuition for dependent children, adjustments [...]

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Medicare Set-Aside FAQs

By Patrick C. Farber On April 26, 2017 · 9:47 AM · Add Comment

By far, the most complicated aspect of a structured settlement involves Medicare-Set-Asides (MSAs).

Atlas Settlement Group has compiled answers to a list of MSA questions frequently asked by clients. These 12 questions and answers provide a clear understanding of MSAs.

They start with the basic “Why are MSAs necessary?”

“The purpose of the Medicare Set-Aside arrangement (MSA) is to provide funds to the injured party [...]

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MetLife Introduces Periodic Payment Agreement for Non-Qualified Personal Injury Cases

By Patrick C. Farber On March 28, 2017 · 10:48 AM · Add Comment

Last year, MetLife introduced its new Periodic Payment Agreement (PPA). The PPA is a non-qualified product that enables the transfer of future periodic payments from physical injury cases that currently do not qualify under IRC Section 130, such as pre-1997 workers compensation settlements and the settlements of disability coverage disputes. The transfer is made to MetLife Tower Resources Group (MTRG), which functions as the owner.

[...]
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Help Is Here for Managing Medicare Set-Aside Funds | CareGuard

By Patrick C. Farber On February 21, 2017 · 5:17 PM · Add Comment
Medicare Set-Aside accounts (MSAs) have to pay medical expenses first and be depleted before Medicare pays for any expenses. Injured parties have choices, manage complicated MSA account compliance themselves or hire someone. The “Self-Administration Toolkit for Workers’ Compensation MSA Arrangements” alone, is 31 pages long. Improperly follow procedures and Medicare may deny coverage. The second choice —professionally managed MSA accounts.
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Recent Posts

  • How to Use a Personal Injury Settlement to Buy a Home: The Dual Tax Advantage

    How to Use a Personal Injury Settlement to Buy a Home: The Dual Tax Advantage

    September 25, 2026
    Key Takeaways for Personal Injury Attorneys & Claimants: With 30-year …Read More »
  • See you at the CAOC’s 2026 Class Action Seminar on Thursday, September 24 in Newport Beach

    See you at the CAOC’s 2026 Class Action Seminar on Thursday, September 24 in Newport Beach

    September 21, 2026
    We are proud to be a sponsor for the Consumer …Read More »
  • MetLife’s White Paper Provides Overview of Non-Qualified Assignments

    MetLife’s White Paper Provides Overview of Non-Qualified Assignments

    September 9, 2026
    MetLife has published a white paper that provides an excellent …Read More »

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Structured Settlements For Older Clients
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