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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
      • Structured Attorneys Fees
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      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
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Structured Settlements and Client Retirement Planning

By Patrick C. Farber On August 5, 2016 · 12:08 PM · Add Comment
Let’s face it, most Americans are woefully behind in saving for retirement. And it’s not just Millennials who have little money left over to add to their 401(k)s (with loan debt, high housing costs and low wages being the culprits). Baby Boomers and seniors, those who should already have a sizable nest egg, are coming up short.
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Advantages of Structured Settlements for Injured Minors

By Patrick C. Farber On July 7, 2016 · 3:46 PM · Add Comment

When a child is injured, parents have much to think about. High on the list is the child’s financial needs during the initial recovery period and beyond for medical, rehabilitation and other experiences.

If there is compensation for the injury, judges often require that the settlement be structured so the best interests of the minor are front and center. Why do judges think structured settlements [...]

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New Video By Pacific Life Provides Quick Explanation of Attorney Fee Structures

By Patrick C. Farber On April 13, 2016 · 5:54 PM · Add Comment
The video also provides a quick overview of Index-Linked Annuity Payment Adjustment Riders (ILAPAs). These riders increase scheduled annuity payments (up to an annual maximum of 5 percent) whenever the S&P 500 Index rises over a 12-month period. If the S&P 500 Index experiences a negative or zero return, there is no reduction in scheduled payment amounts. The video is under 3 minutes and well worth watching. Pacific Life also has a booklet on fee structuring that provides more detailed information.
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Injured on the Job | Assuring a Sound Settlement

By Patrick C. Farber On March 24, 2016 · 2:45 PM · Add Comment
Successfully negotiating a monetary settlement in an on-the-job injury, discrimination, harassment, retaliation, wage and hour or other employment-related claim is the responsibility of all parties — both defense and plaintiff. If the litigation involves a physical injury, the settlement must insure that the injured worker can pay for day-to-day living expenses until able to return to work — or, when life-changing damages occur — to enable injured parties and their families to have enough funds to last a lifetime.
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Mark Cuban’s Advice to Powerball Winners Applies to Structured Settlement Recipients

By Patrick C. Farber On February 12, 2016 · 1:51 PM · Add Comment
Powerball Jackpot $1.6 billion jackpot prompted Dallas Mavericks’ owner Mark Cuban to offer words of advice to those who suddenly become millionaires. Here's how it apply to them and structured settlement recipients.
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Learning From the Sad Story of Former NFLer Clinton Portis

By Patrick C. Farber On January 9, 2016 · 8:38 AM · 1 Comment
What happens when a young person, say in their early 20s, suddenly receives more money than they could ever imagine? Most likely, they'll spend it until there is nothing left. That's what happened to former NFL player Clinton Portis.
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CAOC Forum: TOP 10 Things to Remember When Creating a Structured Settlement

By Patrick C. Farber On December 23, 2015 · 3:00 PM · Add Comment
Details are important when it comes to structured settlements. So is timing. Counting down, here is the top 10 list of things to remember when creating a structure – for your client or for your legal fees.
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Congratulations Incoming CAALA Officers & Award Recipients

By Patrick C. Farber On December 15, 2015 · 2:11 PM · Add Comment
It's time to welcome incoming 2016 CAALA officers and congratulate the annual CAALA award recipients. All will be honored during CAALA’s 67th Annual Installation and Awards Dinner Dance on January 16.
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Low 10-Year Treasury Yields to Remain Low Despite Possible Fed Hike in Interest Rates

By Patrick C. Farber On November 18, 2015 · 11:01 AM · Add Comment
Some injured parties may be hesitant to agree to a long-term structured settlement because of the current relatively low yields of the structure’s underlying investments. They may worry that by locking in yields of around 2.63 percent for 10, 20, 30 years or longer, they will not be able to take advantage of higher interest rates in the future.
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What Does An Experienced Economist And An Injured Claimant Have in Common?

By Patrick C. Farber On October 27, 2015 · 1:19 PM · Add Comment
Bloomberg.com recently told of the plight of Alicia Munnell, a Harvard Ph.D., former member of the president’s Council of Economic Advisors and two-decade veteran of the Federal Reserve Bank of Boston. Munnell, now age 72, made a series of poor financial decisions that has her wondering if she’ll have enough money to live on when she eventually retires. A recent article on Bloomberg.com recently told of the plight of Alicia Munnell, a Harvard Ph.D., former member of the president’s Council of Economic Advisors and two-decade veteran of the Federal Reserve Bank of Boston. Munnell, now age 72, made a series of poor financial decisions that has her wondering if she’ll have enough money to live on when she eventually retires. Her biggest mistake was to pull from her retirement savings to pay for things she wanted now.
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Recent Posts

  • Inflation-Protected Annuity Payments for Attorney Fees

    Inflation-Protected Annuity Payments for Attorney Fees

    April 9, 2026
    Pacific Life has put together a quick video on its …Read More »
  • Weathering The Economic Storm With Structured Annuities

    Weathering The Economic Storm With Structured Annuities

    March 20, 2026
    Skyrocketing gas prices and sinking investment portfolios are taking a …Read More »
  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »

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