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    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
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      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
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      • Taxing Emotional Distress Damages, Settlement Wording
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MetLife Introduces New Product For Non-Qualified Structured Settlements

By Patrick C. Farber On April 16, 2026 · 6:30 AM · Add Comment

We’re excited to share that MetLife has introduced a new product for non-qualified structured settlements. 

Previously, American General was our primary solution when deferring payments beyond the 12-month requirement for any wrongful termination case and all employment litigation.  With MetLife now offering a comparable product, we have two competitive options, allowing us to compare rates and place cases more advantageously when deferral is needed.

Deferred [...]

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Inflation-Protected Annuity Payments for Attorney Fees

By Patrick C. Farber On April 9, 2026 · 1:21 PM · Add Comment

Pacific Life has put together a quick video on its structured settlement annuity product designed for attorneys receiving fees from a personal injury settlement. The video discusses a new option to help offset rising inflation.

Pacific Life’s Index-Linked Annuity Payment Adjustment rider (ILAPA). The ILAPA rider adjusts annuity payments based on the performance of the S&P Stock Market Index without downside risk. When the S&P [...]

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Weathering The Economic Storm With Structured Annuities

By Patrick C. Farber On March 20, 2026 · 8:40 AM · Add Comment

Skyrocketing gas prices and sinking investment portfolios are taking a toll. Prices were already heading upward before the Iran war, but now, people are seeing a real hit to their pocketbooks. Those with structured settlement annuities are in a better position than others to weather the storm.

Structured settlement annuities provide guaranteed, tax-free income to injured individuals regardless of what the markets do or what’s [...]

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Advantages Of Qualified Settlement Funds

By Patrick C. Farber On December 30, 2025 · 2:51 PM · Add Comment

Attorneys Robert Wood and Alex Brown recently wrote an article on Qualified Settlement Funds (QSFs). Here are some of the highlights.

Defendants benefit from a QSF because they can deduct settlement payments immediately upon payment to the QSF, even if it takes years to actually settle the plaintiff’s dispute.
 Plaintiffs benefit because when settlement funds are held in a QSF, plaintiffs then have time [...]
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Job Openings Decline: Making The Case For Structured Settlement Income Security

By Patrick C. Farber On November 6, 2025 · 9:49 AM · Add Comment

The job site Indeed just released its Job Postings Index. As of October 31, the number of job postings was the lowest since February 2021, down 6.5 percent from last year.

Amazon, UPS and Target recently announced layoffs that will total 60,000 this year.

Factors impacting the job market include decisions made in Washington, natural disasters, consumer shifts and, of [...]

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Medi-Cal Reinstates $130,000 Asset Limit

By Patrick C. Farber On October 10, 2025 · 9:52 AM · Add Comment

Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal asset limit for individuals, plus $65,000 for each additional household member.  The asset cap was put into place in 2022, but was eliminated because of state budget problems.

This change means injured parties receiving disability-based Medi-Cal or IHSS will be able to keep at least $130,000 in assets and any amount of funds in a [...]

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Structured Settlement Annuities: Attractive Solution To Interest Rate Cuts

By Patrick C. Farber On October 2, 2025 · 7:36 AM · Add Comment

With last month’s Federal Reserve interest rate cut, attorneys are asking where they can still find solid, secure, dependable returns. The good news is that structured settlement annuities remain one of the most attractive solutions available.

Our office is currently quoting a structured settlement annuity yielding over 4%–a yield that is tax-free for physical injury clients. These annuities can provide claimants with a stable, predictable [...]

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Image showing the post title of the article, Structured Settlements Can Help Pay For College Costs.

Structured Settlements Can Help Pay For College Costs

By Patrick C. Farber On June 4, 2025 · 4:30 PM · Add Comment

According to CollegSimply.com, the annual tuition cost of California public universities ranges from $5,742 to $11,834 a year. That doesn’t account for books, additional fees and on-campus living expenses, which can easily add another $30,000 or so.

When a parent is seriously injured and no longer able to work, the ability to pay for their child’s college education can feel hopelessly out of reach. [...]

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MetLife White Paper: Structured Installment Payments For Business or Real Estate Sales

By Patrick C. Farber On April 9, 2025 · 6:50 AM · Add Comment

MetLife recently released a White Paper on the potential tax advantages of structuring installment sales for certain kinds of properties. It noted that receiving lump sum sales proceeds on appreciated commercial property, homes or businesses could trigger significant capital gains taxes. One way to reduce the tax liability, it says, is to spread the sales proceeds over a number of years through a structured installment [...]

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Blog post image for Patrick Farber with large white letters denoting the title, Record Number of Structured Settlements in 2024.

Number of Structured Settlements Hits Record High in 2024

By Patrick C. Farber On March 6, 2025 · 8:02 AM · Add Comment

A recent Forbes magazine article quoted statistics compiled by the National Structured Settlement Trade Association (NSSTA) showing that $9.8 billion of settlement proceeds were structured in 2024—a record. That’s a 10% increase from 2023 and an impressive 58% increase from 2022.

Why The Surge In Popularity? The primary reason for the increase in the number of structured settlements is their long-term financial security and tax [...]

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Recent Posts

  • Inflation-Protected Annuity Payments for Attorney Fees

    Inflation-Protected Annuity Payments for Attorney Fees

    April 9, 2026
    Pacific Life has put together a quick video on its …Read More »
  • Weathering The Economic Storm With Structured Annuities

    Weathering The Economic Storm With Structured Annuities

    March 20, 2026
    Skyrocketing gas prices and sinking investment portfolios are taking a …Read More »
  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »

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MetLife Introduces New Product For Non-Qualified Structured Settlements
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