Patrick Farber Structured Settlement Brokers
  • Home
  • News
  • About
    • About Us
    • Patrick Farber
    • Nick Schuetze
    • Patrick McNulty
    • Renee Owens
    • Legal
      • Terms Of Service
      • Privacy Policy
      • FDIC Notice
  • Videos
    • Structured Settlement Videos For Injured Parties – Prudential
    • Structured Settlement Videos – What Attorneys Have To Say
    • Video: Impact of Personal Injury Cases On Product Safety
  • Resources
    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Record Use Of Structured Settlements, Offering Safety And Returns
    • Resources for Attorneys
      • FAQ for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • Video: Impact of Personal Injury Cases On Product Safety
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlements
      • MetLife Investment Product Comparison
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • Sample Annuity Contracts
      • Structured Attorneys Fees
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • MICRA Fee Calculator
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
      • Medical Malpractice
      • Physical Injury
      • Punitive Damages
      • Tax-Deferred
      • Workers’ Comp
    • Structured Settlement Videos
    • Quick Reference Guide
  • MICRA Calculator
  • Sitemap
  • Contact
Patrick Farber Structured Settlement Brokers
RSSTwitterFacebookLinkedInYoutube
  • Home
  • News
  • About
    • Patrick Farber
    • Nick Schuetze
    • Patrick McNulty
    • Renee Owens
    • Legal
      • Terms Of Service
      • Privacy Policy
      • FDIC Notice
  • FAQ
    • FAQ for Attorneys
    • FAQ for Injured Parties
  • Investment Annuities
  • Sample Structures
    • Attorney Fee Structures
      • CHILDS v. COMMISSIONER
    • Medical Malpractice
    • Physical Injury
    • Punitive Damages
    • Tax-Deferred
    • Workers’ Comp
  • Resources
    • Record Use Of Structured Settlements, Offering Safety And Returns
    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
      • Structured Attorneys Fees
      • Sample Annuity Contracts
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
      • Structuring Strategies Beyond Fees
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
      • Medical Malpractice
      • Physical Injury
      • Punitive Damages
      • Tax-Deferred
      • Workers’ Comp
    • Structured Settlement Videos
    • Quick Reference Guide
  • Calendar
  • Contact

Surge In Factory Job Cuts Highlight the Importance of Structured Settlements

By Patrick C. Farber On June 24, 2026 · 3:31 PM · Add Comment

Factory job cuts are at their highest level since the 2009 financial crisis, according to an S&P Global report, excluding the 2020 figures at the start of COVID.

With a shaky job market, unemployment at 4.3 percent and rising consumer prices, a structured settlement that lasts a lifetime can provide a much-needed steady income stream.

Manufacturers are cutting jobs to reduce headcount amid concerns [...]

Continue Reading

Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

By Patrick C. Farber On June 2, 2026 · 11:52 AM · Add Comment

The U.S. House of Representatives passed the Survivor Justice Tax Prevention Act, H.R. 2347, a bill that would give tax-free treatment to sexual assault settlements.

Currently, the IRS generally requires proof of physical injury before granting tax-free status to a settlement. Proving physical injuries is often difficult, so most settlements are fully taxable.

That may all change with H.R. 2347. The bill is [...]

Continue Reading

MetLife Introduces New Product For Non-Qualified Structured Settlements

By Patrick C. Farber On April 16, 2026 · 6:30 AM · Add Comment

We’re excited to share that MetLife has introduced a new product for non-qualified structured settlements. 

Previously, American General was our primary solution when deferring payments beyond the 12-month requirement for any wrongful termination case and all employment litigation.  With MetLife now offering a comparable product, we have two competitive options, allowing us to compare rates and place cases more advantageously when deferral is needed.

Deferred [...]

Continue Reading

Inflation-Protected Annuity Payments for Attorney Fees

By Patrick C. Farber On April 9, 2026 · 1:21 PM · Add Comment

Pacific Life has put together a quick video on its structured settlement annuity product designed for attorneys receiving fees from a personal injury settlement. The video discusses a new option to help offset rising inflation.

Pacific Life’s Index-Linked Annuity Payment Adjustment rider (ILAPA). The ILAPA rider adjusts annuity payments based on the performance of the S&P Stock Market Index without downside risk. When the S&P [...]

Continue Reading

Weathering The Economic Storm With Structured Annuities

By Patrick C. Farber On March 20, 2026 · 8:40 AM · Add Comment

Skyrocketing gas prices and sinking investment portfolios are taking a toll. Prices were already heading upward before the Iran war, but now, people are seeing a real hit to their pocketbooks. Those with structured settlement annuities are in a better position than others to weather the storm.

Structured settlement annuities provide guaranteed, tax-free income to injured individuals regardless of what the markets do or what’s [...]

Continue Reading

Advantages Of Qualified Settlement Funds

By Patrick C. Farber On December 30, 2025 · 2:51 PM · Add Comment

Attorneys Robert Wood and Alex Brown recently wrote an article on Qualified Settlement Funds (QSFs). Here are some of the highlights.

Defendants benefit from a QSF because they can deduct settlement payments immediately upon payment to the QSF, even if it takes years to actually settle the plaintiff’s dispute.
 Plaintiffs benefit because when settlement funds are held in a QSF, plaintiffs then have time [...]
Continue Reading

Job Openings Decline: Making The Case For Structured Settlement Income Security

By Patrick C. Farber On November 6, 2025 · 9:49 AM · Add Comment

The job site Indeed just released its Job Postings Index. As of October 31, the number of job postings was the lowest since February 2021, down 6.5 percent from last year.

Amazon, UPS and Target recently announced layoffs that will total 60,000 this year.

Factors impacting the job market include decisions made in Washington, natural disasters, consumer shifts and, of [...]

Continue Reading

Medi-Cal Reinstates $130,000 Asset Limit

By Patrick C. Farber On October 10, 2025 · 9:52 AM · Add Comment

Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal asset limit for individuals, plus $65,000 for each additional household member.  The asset cap was put into place in 2022, but was eliminated because of state budget problems.

This change means injured parties receiving disability-based Medi-Cal or IHSS will be able to keep at least $130,000 in assets and any amount of funds in a [...]

Continue Reading

Structured Settlement Annuities: Attractive Solution To Interest Rate Cuts

By Patrick C. Farber On October 2, 2025 · 7:36 AM · Add Comment

With last month’s Federal Reserve interest rate cut, attorneys are asking where they can still find solid, secure, dependable returns. The good news is that structured settlement annuities remain one of the most attractive solutions available.

Our office is currently quoting a structured settlement annuity yielding over 4%–a yield that is tax-free for physical injury clients. These annuities can provide claimants with a stable, predictable [...]

Continue Reading
Image showing the post title of the article, Structured Settlements Can Help Pay For College Costs.

Structured Settlements Can Help Pay For College Costs

By Patrick C. Farber On June 4, 2025 · 4:30 PM · Add Comment

According to CollegSimply.com, the annual tuition cost of California public universities ranges from $5,742 to $11,834 a year. That doesn’t account for books, additional fees and on-campus living expenses, which can easily add another $30,000 or so.

When a parent is seriously injured and no longer able to work, the ability to pay for their child’s college education can feel hopelessly out of reach. [...]

Continue Reading
Page 1 of 2412345678910...20...»Last »
  • A Quick Introductory Message From Pat Farber:

  • Structures Resources LInks

    Quick Intro To Attorney Fee Structures - Pacific Life Video
    Helped By Structures - A Video Series
    Why Are Settlements Tax Free?
    Why Structured Settlements?
    Are Structured Settlements Secure?
    The Latest Structured Settlement News
    View Our Brochure
    Structuring Attorney Fees
    Attorney Endorsements
    Client Testimonials
    How Structures Affect College Tuition
    Top Attorneys on Structured Settlements
  • Attorneys On Pat Farber

    attorney_lauren Horwitz
    “I recommend structured settlements to every client I represent. Structured settlements are the best way to ensure that a client’s recovery will be working for them and available when they need it.”

    Lauren Horwitz
    Banafsheh, Danesh & Javid, PC

  • American Board of Trial Advocates (ABOTA) Consumer Attorneys Association of Los Angeles (CAALA) Consumer Attorneys of California (CAOC) National Association of Insurance & Financial Advisors (NAIFA) National Association of Life Underwriters (NALU) National Structured Settlements Trade Association (NSSTA) Orange County Trial Lawyers Association (OCTLA) San Francisco Trial Lawyers Association (SFTLA) Southern California Association for Healthcare Risk Management (SCAHRM)
  • Upcoming Events

    Full Event Info & Links Here

    October 6 – 9, 2024
    American Society for Health Care Risk Management (ASHRM)
    Annual Conference  Info
    San Diego Convention Center
    San Diego, California
    Sponsor – Booth Number: #717

  • Supporter Of:

    Triumph Foundation

    “Our programs are only made possible because of wonderful supporters like Patrick Farber, who enable us to make quality of life a reality for people with disabilities.”

    —Andrew Skinner, Co-Founder, Triumph Foundation


    Ralph's Riders Foundation


    Brain SoCal is a non-profit organization founded by TBI (Traumatic Brain Injury) attorney and advocate Tina Odjaghian


    Inner City Law


    Los Angeles Trial Lawyers' Charities


    Covenant House - You can change a young life today

  • Sponsor Of:

    Walk Like MADD
  • Member Of:

    NSSTA

Recent Posts

  • Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

    Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

    June 2, 2026
    The U.S. House of Representatives passed the Survivor Justice Tax …Read More »
  • MetLife Introduces New Product For Non-Qualified Structured Settlements

    MetLife Introduces New Product For Non-Qualified Structured Settlements

    April 16, 2026
    We’re excited to share that MetLife has introduced a new …Read More »
  • Inflation-Protected Annuity Payments for Attorney Fees

    Inflation-Protected Annuity Payments for Attorney Fees

    April 9, 2026
    Pacific Life has put together a quick video on its …Read More »

Recent Comments

  • Are Settlement Damages Involving PTSD Tax-Free? - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structuring Strategies Beyond Fees - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Join Us At CAALA Annual Las Vegas Convention-Labor Day Weekend - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structure or Not To Structure Employment Settlements? Employment Lawyers Weigh In - Patrick Farber Structured Settlement Brokers on Patrick Farber

Newsletter Sign-up

Get Social & Follow Us

Facebook
LInkedIn
Google+
RSS News Feed
YouTube Channel

Getting Started

Helped By Structures - Video Series
Why Structured Settlements?
Why Are Settlements Tax Free?
View Our Brochure
Client Testimonials
Record Use Of Structured Settlements, Offering Safety And Returns

Attorney Resources

Never Structured Attorney Fees?
Attorney Endorsements
Sample Structured Settlements
Calculate MICRA Rates
Top Attorneys on Structured Settlements

Structured Settlement Resources

Latest Structured Settlement News
Pat's Structured Settlement Alerts
Sample Structured Settlements
Quick Reference Guide
How Structures Affect College Tuition
  • Home
  • Blog
  • MICRA Calculator
  • Sample Structures
  • Sample Annuity Contracts
  • Attorney Testimonials
  • Client Testimonials
  • Structured Settlement Videos
  • Maximizing Workers’ Comp Settlements
  • Protecting Medicare & Medicaid Eligibility
  • FAQ for Attorneys
  • FAQ for Injured Parties
  • Terms Of Service
  • Privacy Policy
  • Sitemap
  • Contact
Surge In Factory Job Cuts Highlight the Importance of Structured Settlements
© 2000 - 2026 Patrick C. Farber. All Rights Reserved | Toll Free: 800-734-3910
Site Credits | FDIC Notice
Patrick Farber Structured Settlements is a member of Atlas Settlement Group