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    • Resources for Attorneys
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      • Berkshire Hathaway Structured Settlements Brochure
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      • Maximizing Workers’ Comp Settlments
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Post Tile Image showing What Structured Settlements Aren't

What Structured Settlements Aren’t

By Patrick C. Farber On August 27, 2021 · 8:02 AM · Add Comment

Your client is injured and will likely receive a significant settlement. Many clients are tempted to take the settlement proceeds and go on a spending spree–new cars, homes and luxury goods. If safeguards aren’t put in place, the settlement can be quickly depleted and claimants will be left with little to live on. That’s where structured settlements play an important role.

Fancy cars and expensive [...]

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Structured Settlements–Keeping Claimants’ Money In Their Pocket

By Patrick C. Farber On August 12, 2021 · 2:25 PM · Add Comment

For injured parties, choosing how to accept their settlement proceeds can be one of the biggest decisions of their lives. Unscrupulous friends and relatives ask for “loans” that will never be repaid. The claimant may decide that now is the perfect time to start dabbling in the stock market, go on a spending spree or invest in a “get rich quick” scheme.

The outcomes are [...]

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Image announcing a post about New Structured Settlement Option from Vanguard Growth Mutual Funds.

New Structured Settlement Option Includes Vanguard Growth Mutual Funds

By Patrick C. Farber On July 12, 2021 · 3:32 PM · Add Comment

A structured settlement can now combine the tax-free benefits of an annuity with the growth potential of Vanguard mutual funds. The structured settlement’s value would then be able to grow as markets rise.

This new structured settlement option, called a “Growth Structured Settlement,” allows injured parties to put half their settlement into an annuity and the other half into Vanguard growth-oriented mutual funds. Structured payments [...]

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Image showing the title of the article Structured Settlements in Uncertain Economic Times

Structured Settlements In Today’s Uncertain Economic Times

By Patrick C. Farber On May 5, 2021 · 2:32 PM · Add Comment

Today’s volatile economic environment raises questions by personal injury and workers’ comp claimants considering whether to structure their settlement. Should they place their funds in a structured annuity? Or should they take the money in a lump sum and hope to do better in the investment markets?

I had the opportunity to prepare an article on the subject for OCTLA’s The Gavel. The article appears [...]

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Image showing structuring attorneys fees.

Never Wanted To Structure Your Fees? New MetLife Video May Change Your Mind

By Patrick C. Farber On March 5, 2021 · 9:20 AM · Add Comment

Winning a settlement for your client is one of the most satisfying experiences for an attorney. A settlement also comes with fees, but much of those fees could be wiped out if an attorney hasn’t thought through the tax consequences of a lump sum payout.

MetLife has been in the structured settlement business for over 30 years, helping personal injury clients structure tax-free annuity payments. [...]

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Compound Interest, Structured Settlements and Albert Einstein

Compound Interest, Structured Settlements and Albert Einstein

By Patrick C. Farber On February 18, 2021 · 2:35 PM · Add Comment

A quote attributed to Albert Einstein talks about compound interest: “Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.”

While there is some question to the authenticity of the quote, one thing is for sure—compound interest (earning interest on accumulated interest) can have a big impact on investments. It is also an important foundational element [...]

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Photos indicating the post title - Structured settlements can be life changing.

Structured Settlements Can Be Life-Changing

By Patrick C. Farber On December 17, 2020 · 2:41 PM · Add Comment

As we finally close the books on 2020, we can look back on a year filled with illness and economic crisis. Unfortunately, much of the same will be in the forecast for 2021. For those experiencing a personal injury during these uncertain times, financial security is a top priority.

Structured Settlements In Today’s Environment. One of the primary benefits of structured settlements in physical and [...]

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CAOC's Virtual Annual Convention - November 19-21

CAOC’s Virtual Annual Convention – November 19-21

By Patrick C. Farber On November 13, 2020 · 10:02 AM · Add Comment
Be sure to “stop by” our booth at CAOC’s virtual Annual Convention, November 19-21.   CAOC has created an alternative way for members and sponsors to interact with one another, hear great speakers and honor this year’s award winners. Until we can meet in person, it’s the next best thing.   Once you’ve logged into the convention website, click on [...]
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Title image - Structured Settlements In An Era Of Pandemic Uncertainty

Certainty In An Era of Pandemic Uncertainty

By Patrick C. Farber On August 14, 2020 · 3:34 PM · Add Comment
For personal injury claimants, the future is already challenging. The pandemic adds another layer of worry. Structured settlements offer a unique means to bring certainty to an uncertain world. Claimants have the peace of mind of knowing that they will receive a steady, guaranteed, tax-free stream of income regardless of market or economic conditions now or in the future.
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Title Image - Real and Inspiring Conversations With Women Trial Lawyers

Latest CAALA Webinar: Real and Inspiring Conversations With Women Trial Lawyers – July 15

By Patrick C. Farber On July 9, 2020 · 10:15 AM · Add Comment

During the pandemic, CAALA is offering insightful and informative webinars to its members. The latest is CAALA Women in Law’s Unscripted…Real and Inspiring Conversations With Women Trial Lawyers on July 15 at 4:00 p.m. The speaker is Maryann Gallagher who will talk about her journey from law school to winning CAALA’s Trial Lawyer of the Year.

Thank you CAALA for continuing to [...]

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    “With structured settlements, client can make investment decisions that they know are going to be secure and they’re going to have a payment schedule over 20 years, 30 years or their lifetime.”

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Recent Posts

  • How to Use a Personal Injury Settlement to Buy a Home: The Dual Tax Advantage

    How to Use a Personal Injury Settlement to Buy a Home: The Dual Tax Advantage

    September 25, 2026
    Key Takeaways for Personal Injury Attorneys & Claimants: With 30-year …Read More »
  • See you at the CAOC’s 2026 Class Action Seminar on Thursday, September 24 in Newport Beach

    See you at the CAOC’s 2026 Class Action Seminar on Thursday, September 24 in Newport Beach

    September 21, 2026
    We are proud to be a sponsor for the Consumer …Read More »
  • MetLife’s White Paper Provides Overview of Non-Qualified Assignments

    MetLife’s White Paper Provides Overview of Non-Qualified Assignments

    September 9, 2026
    MetLife has published a white paper that provides an excellent …Read More »

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What Structured Settlements Aren’t
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