Patrick Farber Structured Settlement Brokers
  • Home
  • News
  • About
    • About Us
    • Patrick Farber
    • Nick Schuetze
    • Patrick McNulty
    • Renee Owens
    • Legal
      • Terms Of Service
      • Privacy Policy
      • FDIC Notice
  • Videos
    • Structured Settlement Videos For Injured Parties – Prudential
    • Structured Settlement Videos – What Attorneys Have To Say
    • Video: Impact of Personal Injury Cases On Product Safety
  • Resources
    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Record Use Of Structured Settlements, Offering Safety And Returns
    • Resources for Attorneys
      • FAQ for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • Video: Impact of Personal Injury Cases On Product Safety
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlements
      • MetLife Investment Product Comparison
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • Sample Annuity Contracts
      • Structured Attorneys Fees
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • MICRA Fee Calculator
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
      • Medical Malpractice
      • Physical Injury
      • Punitive Damages
      • Tax-Deferred
      • Workers’ Comp
    • Structured Settlement Videos
    • Quick Reference Guide
  • MICRA Calculator
  • Sitemap
  • Contact
Patrick Farber Structured Settlement Brokers
RSSTwitterFacebookLinkedInYoutube
  • Home
  • News
  • About
    • Patrick Farber
    • Nick Schuetze
    • Patrick McNulty
    • Renee Owens
    • Legal
      • Terms Of Service
      • Privacy Policy
      • FDIC Notice
  • FAQ
    • FAQ for Attorneys
    • FAQ for Injured Parties
  • Investment Annuities
  • Sample Structures
    • Attorney Fee Structures
      • CHILDS v. COMMISSIONER
    • Medical Malpractice
    • Physical Injury
    • Punitive Damages
    • Tax-Deferred
    • Workers’ Comp
  • Resources
    • Record Use Of Structured Settlements, Offering Safety And Returns
    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
      • Structured Attorneys Fees
      • Sample Annuity Contracts
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
      • Structuring Strategies Beyond Fees
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
      • Medical Malpractice
      • Physical Injury
      • Punitive Damages
      • Tax-Deferred
      • Workers’ Comp
    • Structured Settlement Videos
    • Quick Reference Guide
  • Calendar
  • Contact
This article is about settlement solutions for minors and incapacitated adults

Settlement Solutions For Minors And Incapacitated Adults :: CAOC Forum Article

By Patrick C. Farber On November 30, 2021 · 8:24 AM · Add Comment

California judges are becoming much stricter when it comes to how settlement funds are held and distributed in cases involving minors and incapacitated adults. Will Lindahl, executive director at CPT Institute and myself had the opportunity to write about the issue in the November/December issue of CAOC’s Forum magazine.

The article talks about three trust options that meet the stringent [...]

Continue Reading
Was Your Structured Settlement Tax-Free In 1918? An article by Patrick Farber

Was Your Structured Settlement Tax-Free In 1918?

By Patrick C. Farber On October 14, 2021 · 9:06 AM · Add Comment

Most of us think the availability of a tax-free settlement option for injured parties began in the early 1980s. In fact, its roots go back to the Income Act of 1918. At that time, Congress stated that income resulting from “personal injury or illness” was exempt from taxation.

1979: Fast forward to 1979 when the IRS issued guidelines that state recurring payments to personal injured [...]

Continue Reading
Post title image of Patrick Farber's article MetLife's New Chart Compares Structured Settlements With Other Investment Options

MetLife’s New Chart Compares Structured Settlements With Other Investment Options

By Patrick C. Farber On September 27, 2021 · 5:02 PM · Add Comment
Sometimes a picture (or in this case a chart is worth a thousand words. MetLife has just published a comparison between structured settlements and other types of investments. Besides structures, the investment product comparison list includes cash, trusts, municipal bonds,& investment portfolios, CDs, Treasury bonds, real estate and 529 College Plans.
Continue Reading
Post Tile Image showing What Structured Settlements Aren't

What Structured Settlements Aren’t

By Patrick C. Farber On August 27, 2021 · 8:02 AM · Add Comment

Your client is injured and will likely receive a significant settlement. Many clients are tempted to take the settlement proceeds and go on a spending spree–new cars, homes and luxury goods. If safeguards aren’t put in place, the settlement can be quickly depleted and claimants will be left with little to live on. That’s where structured settlements play an important role.

Fancy cars and expensive [...]

Continue Reading

Structured Settlements–Keeping Claimants’ Money In Their Pocket

By Patrick C. Farber On August 12, 2021 · 2:25 PM · Add Comment

For injured parties, choosing how to accept their settlement proceeds can be one of the biggest decisions of their lives. Unscrupulous friends and relatives ask for “loans” that will never be repaid. The claimant may decide that now is the perfect time to start dabbling in the stock market, go on a spending spree or invest in a “get rich quick” scheme.

The outcomes are [...]

Continue Reading
Image announcing a post about New Structured Settlement Option from Vanguard Growth Mutual Funds.

New Structured Settlement Option Includes Vanguard Growth Mutual Funds

By Patrick C. Farber On July 12, 2021 · 3:32 PM · Add Comment

A structured settlement can now combine the tax-free benefits of an annuity with the growth potential of Vanguard mutual funds. The structured settlement’s value would then be able to grow as markets rise.

This new structured settlement option, called a “Growth Structured Settlement,” allows injured parties to put half their settlement into an annuity and the other half into Vanguard growth-oriented mutual funds. Structured payments [...]

Continue Reading
Image showing the title of the article Structured Settlements in Uncertain Economic Times

Structured Settlements In Today’s Uncertain Economic Times

By Patrick C. Farber On May 5, 2021 · 2:32 PM · Add Comment

Today’s volatile economic environment raises questions by personal injury and workers’ comp claimants considering whether to structure their settlement. Should they place their funds in a structured annuity? Or should they take the money in a lump sum and hope to do better in the investment markets?

I had the opportunity to prepare an article on the subject for OCTLA’s The Gavel. The article appears [...]

Continue Reading
Image showing structuring attorneys fees.

Never Wanted To Structure Your Fees? New MetLife Video May Change Your Mind

By Patrick C. Farber On March 5, 2021 · 9:20 AM · Add Comment

Winning a settlement for your client is one of the most satisfying experiences for an attorney. A settlement also comes with fees, but much of those fees could be wiped out if an attorney hasn’t thought through the tax consequences of a lump sum payout.

MetLife has been in the structured settlement business for over 30 years, helping personal injury clients structure tax-free annuity payments. [...]

Continue Reading
Compound Interest, Structured Settlements and Albert Einstein

Compound Interest, Structured Settlements and Albert Einstein

By Patrick C. Farber On February 18, 2021 · 2:35 PM · Add Comment

A quote attributed to Albert Einstein talks about compound interest: “Compound interest is the eighth wonder of the world. He who understands it, earns it…he who doesn’t…pays it.”

While there is some question to the authenticity of the quote, one thing is for sure—compound interest (earning interest on accumulated interest) can have a big impact on investments. It is also an important foundational element [...]

Continue Reading
Photos indicating the post title - Structured settlements can be life changing.

Structured Settlements Can Be Life-Changing

By Patrick C. Farber On December 17, 2020 · 2:41 PM · Add Comment

As we finally close the books on 2020, we can look back on a year filled with illness and economic crisis. Unfortunately, much of the same will be in the forecast for 2021. For those experiencing a personal injury during these uncertain times, financial security is a top priority.

Structured Settlements In Today’s Environment. One of the primary benefits of structured settlements in physical and [...]

Continue Reading
Page 5 of 24«12345678910...20...»Last »
  • A Quick Introductory Message From Pat Farber:

  • Structures Resources LInks

    Quick Intro To Attorney Fee Structures - Pacific Life Video
    Helped By Structures - A Video Series
    Why Are Settlements Tax Free?
    Why Structured Settlements?
    Are Structured Settlements Secure?
    The Latest Structured Settlement News
    View Our Brochure
    Structuring Attorney Fees
    Attorney Endorsements
    Client Testimonials
    How Structures Affect College Tuition
    Top Attorneys on Structured Settlements
  • Sponsor Of:

    Walk Like MADD
  • Supporter Of:

    Ralph's Riders Foundation
  • Member Of:

    NSSTA
  • Attorneys On Pat Farber

    “Pat and his staff are dedicated to serving your client’s best interests whenever the need to structure a settlement arises. I’ve seen first hand the expertise they bring to the table and it is unparalleled.”

    Ricardo Echeverria
    Partner
    Shernoff Bidart Echeverria LLP

  • American Board of Trial Advocates (ABOTA) Consumer Attorneys Association of Los Angeles (CAALA) Consumer Attorneys of California (CAOC) National Association of Insurance & Financial Advisors (NAIFA) National Association of Life Underwriters (NALU) National Structured Settlements Trade Association (NSSTA) Orange County Trial Lawyers Association (OCTLA) San Francisco Trial Lawyers Association (SFTLA) Southern California Association for Healthcare Risk Management (SCAHRM)
  • Upcoming Events

    Full Event Info & Links Here

    October 6 – 9, 2024
    American Society for Health Care Risk Management (ASHRM)
    Annual Conference  Info
    San Diego Convention Center
    San Diego, California
    Sponsor – Booth Number: #717

  • Supporter Of:

    Triumph Foundation

    “Our programs are only made possible because of wonderful supporters like Patrick Farber, who enable us to make quality of life a reality for people with disabilities.”

    —Andrew Skinner, Co-Founder, Triumph Foundation


    Ralph's Riders Foundation


    Brain SoCal is a non-profit organization founded by TBI (Traumatic Brain Injury) attorney and advocate Tina Odjaghian


    Inner City Law


    Los Angeles Trial Lawyers' Charities


    Covenant House - You can change a young life today

  • Sponsor Of:

    Walk Like MADD
  • Member Of:

    NSSTA

Recent Posts

  • Inflation-Protected Annuity Payments for Attorney Fees

    Inflation-Protected Annuity Payments for Attorney Fees

    April 9, 2026
    Pacific Life has put together a quick video on its …Read More »
  • Weathering The Economic Storm With Structured Annuities

    Weathering The Economic Storm With Structured Annuities

    March 20, 2026
    Skyrocketing gas prices and sinking investment portfolios are taking a …Read More »
  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »

Recent Comments

  • Are Settlement Damages Involving PTSD Tax-Free? - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structuring Strategies Beyond Fees - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Join Us At CAALA Annual Las Vegas Convention-Labor Day Weekend - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structure or Not To Structure Employment Settlements? Employment Lawyers Weigh In - Patrick Farber Structured Settlement Brokers on Patrick Farber

Newsletter Sign-up

Get Social & Follow Us

Facebook
LInkedIn
Google+
RSS News Feed
YouTube Channel

Getting Started

Helped By Structures - Video Series
Why Structured Settlements?
Why Are Settlements Tax Free?
View Our Brochure
Client Testimonials
Record Use Of Structured Settlements, Offering Safety And Returns

Attorney Resources

Never Structured Attorney Fees?
Attorney Endorsements
Sample Structured Settlements
Calculate MICRA Rates
Top Attorneys on Structured Settlements

Structured Settlement Resources

Latest Structured Settlement News
Pat's Structured Settlement Alerts
Sample Structured Settlements
Quick Reference Guide
How Structures Affect College Tuition
  • Home
  • Blog
  • MICRA Calculator
  • Sample Structures
  • Sample Annuity Contracts
  • Attorney Testimonials
  • Client Testimonials
  • Structured Settlement Videos
  • Maximizing Workers’ Comp Settlements
  • Protecting Medicare & Medicaid Eligibility
  • FAQ for Attorneys
  • FAQ for Injured Parties
  • Terms Of Service
  • Privacy Policy
  • Sitemap
  • Contact
Settlement Solutions For Minors And Incapacitated Adults :: CAOC Forum Article
© 2000 - 2026 Patrick C. Farber. All Rights Reserved | Toll Free: 800-734-3910
Site Credits | FDIC Notice
Patrick Farber Structured Settlements is a member of Atlas Settlement Group