Patrick Farber Structured Settlement Brokers
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  • Home
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    • Patrick Farber
    • Nick Schuetze
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      • CHILDS v. COMMISSIONER
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    • Record Use Of Structured Settlements, Offering Safety And Returns
    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
      • Structured Attorneys Fees
      • Sample Annuity Contracts
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
      • Structuring Strategies Beyond Fees
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
      • Medical Malpractice
      • Physical Injury
      • Punitive Damages
      • Tax-Deferred
      • Workers’ Comp
    • Structured Settlement Videos
    • Quick Reference Guide
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Sky-Rocketing Long-Term Care Insurance Premiums Hit Seniors

By Patrick C. Farber On July 16, 2013 · 5:24 PM · Add Comment
A recent article in The Wall Street Journal painted a bleak picture for those who have or are thinking of acquiring long-term care insurance. Premiums are soaring to the point that they have become unaffordable to many seniors. Insurance companies are nearly doubling premiums after realizing they had charged too little when the policies were introduced in the 1980s and 1990s. Insurance carriers have lost money and are leaving the market after widely underestimating the speed in which healthcare costs would rise, how long seniors would live and how many would actually use the premiums.
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Want to Be a Business Major? Not so fast…

By Patrick C. Farber On June 28, 2013 · 2:43 PM · Add Comment
According to the article, here are 10 majors to avoid if hoping for a well paying job out of college.
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Obamacare

ACA Starts to Takes Shape, Many Questions Remain

By Patrick C. Farber On June 11, 2013 · 5:06 PM · Add Comment
One of the most asked questions today in our industry is "How will the Affordable Care Act (ACA) affect personal injury claims?" Attorneys are also concerned about whether the ACA will impact special needs trusts as they relate to Medicare payments.
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Watching The Fed’s Moves On Interest Rates

By Patrick C. Farber On May 23, 2013 · 11:51 AM · Add Comment
While low interest rates are good for the economy, the anemic rates are frustrating for individuals who rely on interest payments as an important part of their income. Investment decisions can become confusing. However, for injured parties who must be sure they have enough money to pay for current and future medical bills and other living expenses, the decision remains easy.
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Patrick Farber Releases Free MICRA Calculator App!

By Patrick C. Farber On May 17, 2013 · 9:20 AM · Add Comment
I'm happy to announce that the MicraCALC calculator is available for your iPhone, iPad and Android devices. The app can be downloaded from iTunes and Google Play Stores.
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How An Injury Settlement Can Affect College Financial Aid

By Patrick C. Farber On May 7, 2013 · 3:12 PM · Add Comment
Extra planning is particularly needed by parents of children receiving a financial settlement due to injury and who are approaching college age.
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Structuring Attorney Fees

Structuring Attorney Fees & Retirement: Don’t Be Caught by Surprise

By Patrick C. Farber On March 22, 2013 · 10:02 AM · Add Comment
Structuring attorney fees for later cash flow; comparison of after-tax cash flow from structured attorney's fee vs. income from taxable investment accounts showed higher net income with structured fees.
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Using Structured Settlements as a Negotiating Tool

Personal Injury Cases: Structured Settlements as a Negotiating Tool

By Patrick C. Farber On February 7, 2013 · 4:33 PM · Add Comment
Structures are used in a variety of injury cases. The most common involve wrongful death, (especially if a surviving spouse or children need income), temporary or permanent disability and severe injuries with shortened life expectancy.
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What's in Your Wallet?

What’s in Your Wallet?

By Patrick C. Farber On January 15, 2013 · 11:38 AM · Add Comment
If you're like most Americans, what's in your wallet isn't nearly enough to get you through retirement. Not surprisingly, a Well Fargo Retirement Survey found that most of us severely underestimate how much savings are needed for our senior years.
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President Obama Signs SMART Act Into Law

By Patrick C. Farber On January 15, 2013 · 10:56 AM · Add Comment
The SMART Act was signed by President Obama on January 10, 2013 after it had passed in both branches of Congress. The act amends portions of the Medicare Secondary Payer (MSP) statute and is intended to simplify portions of the statute that have been considered onerous to beneficiaries.
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  • A Quick Introductory Message From Pat Farber:

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  • Attorneys On Pat Farber

    “Structuring a settlement for an injured client shows that you’ve taken the utmost care to create the best possible financial future for that client and his or her family.”

    Douglas W. Schroeder
    Immediate Past President
    Orange County Trial Lawyers Association

  • American Board of Trial Advocates (ABOTA) Consumer Attorneys Association of Los Angeles (CAALA) Consumer Attorneys of California (CAOC) National Association of Insurance & Financial Advisors (NAIFA) National Association of Life Underwriters (NALU) National Structured Settlements Trade Association (NSSTA) Orange County Trial Lawyers Association (OCTLA) San Francisco Trial Lawyers Association (SFTLA) Southern California Association for Healthcare Risk Management (SCAHRM)
  • Supporter Of:

    Triumph Foundation

    “Our programs are only made possible because of wonderful supporters like Patrick Farber, who enable us to make quality of life a reality for people with disabilities.”

    —Andrew Skinner, Co-Founder, Triumph Foundation


    Ralph's Riders Foundation


    Brain SoCal is a non-profit organization founded by TBI (Traumatic Brain Injury) attorney and advocate Tina Odjaghian


    Inner City Law


    Los Angeles Trial Lawyers' Charities


    Covenant House - You can change a young life today

  • Sponsor Of:

    Walk Like MADD
  • Member Of:

    NSSTA

Recent Posts

  • How to Use a Personal Injury Settlement to Buy a Home: The Dual Tax Advantage

    How to Use a Personal Injury Settlement to Buy a Home: The Dual Tax Advantage

    September 25, 2026
    Key Takeaways for Personal Injury Attorneys & Claimants: With 30-year …Read More »
  • See you at the CAOC’s 2026 Class Action Seminar on Thursday, September 24 in Newport Beach

    See you at the CAOC’s 2026 Class Action Seminar on Thursday, September 24 in Newport Beach

    September 21, 2026
    We are proud to be a sponsor for the Consumer …Read More »
  • MetLife’s White Paper Provides Overview of Non-Qualified Assignments

    MetLife’s White Paper Provides Overview of Non-Qualified Assignments

    September 9, 2026
    MetLife has published a white paper that provides an excellent …Read More »

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  • MetLife’s White Paper Provides Overview of Non-Qualified Assignments - on Patrick Farber
  • Structured Settlement vs Lump Sum: A 2026 Decision Guide – Lawyer in Martin County – Juan Cordero Lawyers on FAQ for Injured Parties
  • Martin County Structured Settlement Attorney: Your 2026 – Lawyer in Martin County – Juan Cordero Lawyers on Number of Structured Settlements Hits Record High in 2024
  • Surge In Factory Job Cuts Highlight the Importance of Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber

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Sky-Rocketing Long-Term Care Insurance Premiums Hit Seniors
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