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    • Resources for Attorneys
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      • Berkshire Hathaway Structured Settlements Brochure
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      • Maximizing Workers’ Comp Settlments
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      • Protecting Medicare & Medicaid Eligibility
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      • Taxing Emotional Distress Damages, Settlement Wording
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Retireee contemplates financial readiness

Study: Half of Americans Die With Almost No Money

By Patrick C. Farber On August 29, 2012 · 9:28 AM · Add Comment
Almost half of U.S. retirees die with savings of $10,000 or less, but that grim finding doesn’t fully describe the variability and uncertainty that characterize retirement in America, according to a recent study.
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Small Settlement Structures

Advantages of Structuring a Small Settlement

By Patrick C. Farber On July 24, 2012 · 8:17 AM · Add Comment
Many attorneys think structuring a settlement only benefits injured parties receiving large payouts. That's not necessarily the case. Small annuities can benefit an injured party in many of the same ways large annuities do: bolster retirement savings, use for future college or medical expenses and prevent young injured individuals from being tempted to spend their settlement on questionable purchases.
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Benefits of Small-Dollar Structured Settlements

By Patrick C. Farber On June 27, 2012 · 12:59 PM · 1 Comment
Over the past 20 years, more than 50 percent of the structured settlements facilitated by Ringler Associates, a national structured settlements brokerage firm, were less than $50,000. Another approximately 17 percent were between $50,000 and $100,000. These figures are typical of most annuity brokerage firms.
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No Complaints: Tight Safety Regulations on Structured Settlement Annuities

By Patrick C. Farber On June 19, 2012 · 1:47 PM · Add Comment
With all the talk about too much or too little regulation of investments these days, there is one investment that supports its tough regulatory limitations: structured settlement annuities. Why? Tight regulations give annuities one of their primary selling points: safety.
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Structuring Attorney Fees: Language to Use in a Settlement Agreement

By Patrick C. Farber On May 21, 2012 · 8:44 AM · Add Comment
Structuring attorney fees has benefits: better money management of future expenses such as a child's education or your retirement, possibly lowering your tax bracket, guaranteed payments, and, as with injured-party settlements, receiving more money than if you had taken an initial lump sum payment.
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Coming Soon – New MSPRC Web Portal to Speed Up Conditional Payment Settlements

By Patrick C. Farber On April 26, 2012 · 11:46 AM · 1 Comment
The Centers for Medicare & Medicaid Services (CMS) announced it will soon introduce a web-based tool called Medicare Secondary Payer Recovery Portal (MSPRP) to help in submitting and obtaining information related to Medicare conditional payment recoveries (Medicare liens).
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Berkshire Hathaway & The Reinsurance Market

By Patrick C. Farber On April 2, 2012 · 8:51 AM · Add Comment
Berkshire Hathaway is a name we all know and trust. It recently re-entered the structured settlement arena in a big way, but many may not know that it also comes out on top in the reinsurance market. Berkshire Hathaway's reinsurance company, National Indemnity Company, offers investment vehicles in non-qualified, non-physical injury property and casualty settlements.
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New York Judge Calls for Cap on Factoring Company Discount Rates

By Patrick C. Farber On February 17, 2012 · 7:48 AM · Add Comment
A New York trial judge recently urged the state legislature to introduce an amendment to the state's Structured Settlement Protection Act that would set a cap on the discount rate factoring companies could use when transferring payments from structured settlement annuity recipients. I believe California legislators should take notice and follow suit.
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The Fed Announces Near Zero Interest Rates Until End of 2014: What It Means For Settlements

By Patrick C. Farber On January 27, 2012 · 9:28 AM · Add Comment
The Federal Reserve announced January 25 that it would keep its benchmark interest rate near zero until late 2014. Lets take a look at what these near-zero rates means for structured settlements.
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Special Needs Trusts And the Baby Boomer Generation

By Patrick C. Farber On January 17, 2012 · 1:33 PM · Add Comment
Pooled SNTs use a state-approved master Special Needs Trust that is administered by a non-profit rather than an individual or a bank. In California, Medi-Cal allows the transfer of settlement funds into a Pooled Trust or (d)(4)(C) trust for individuals of any age.
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Recent Posts

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    Inflation-Protected Annuity Payments for Attorney Fees

    April 9, 2026
    Pacific Life has put together a quick video on its …Read More »
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    March 20, 2026
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  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

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    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »

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Study: Half of Americans Die With Almost No Money
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