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    • Resources for Attorneys
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CAOC Forum: TOP 10 Things to Remember When Creating a Structured Settlement

By Patrick C. Farber On December 23, 2015 · 3:00 PM · Add Comment
Details are important when it comes to structured settlements. So is timing. Counting down, here is the top 10 list of things to remember when creating a structure – for your client or for your legal fees.
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Congratulations Incoming CAALA Officers & Award Recipients

By Patrick C. Farber On December 15, 2015 · 2:11 PM · Add Comment
It's time to welcome incoming 2016 CAALA officers and congratulate the annual CAALA award recipients. All will be honored during CAALA’s 67th Annual Installation and Awards Dinner Dance on January 16.
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Low 10-Year Treasury Yields to Remain Low Despite Possible Fed Hike in Interest Rates

By Patrick C. Farber On November 18, 2015 · 11:01 AM · Add Comment
Some injured parties may be hesitant to agree to a long-term structured settlement because of the current relatively low yields of the structure’s underlying investments. They may worry that by locking in yields of around 2.63 percent for 10, 20, 30 years or longer, they will not be able to take advantage of higher interest rates in the future.
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What Does An Experienced Economist And An Injured Claimant Have in Common?

By Patrick C. Farber On October 27, 2015 · 1:19 PM · Add Comment
Bloomberg.com recently told of the plight of Alicia Munnell, a Harvard Ph.D., former member of the president’s Council of Economic Advisors and two-decade veteran of the Federal Reserve Bank of Boston. Munnell, now age 72, made a series of poor financial decisions that has her wondering if she’ll have enough money to live on when she eventually retires. A recent article on Bloomberg.com recently told of the plight of Alicia Munnell, a Harvard Ph.D., former member of the president’s Council of Economic Advisors and two-decade veteran of the Federal Reserve Bank of Boston. Munnell, now age 72, made a series of poor financial decisions that has her wondering if she’ll have enough money to live on when she eventually retires. Her biggest mistake was to pull from her retirement savings to pay for things she wanted now.
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Washington Post Article Exposes Predatory Factoring Practices

By Patrick C. Farber On September 18, 2015 · 9:28 AM · Add Comment

A recent article in the Washington Post discussed the plight of children poisoned by lead paint found in abundance in the poorer neighborhoods of Baltimore. One of those children was Freddie Gray, the young man who died while in police custody. Children would absorb lead by eating paint chips or breathing paint dust in their homes, which affected their cognitive development.

Thousands [...]

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Time Magazine Article Highlights Women’s Financial Woes After Age 65

By Patrick C. Farber On August 11, 2015 · 4:52 PM · Add Comment
A recent Time magazine article (“Inside the Next Social Security Crisis,” August 3, 2015) noted that many older women are finding that their Social Security benefits are not enough to make ends meet.
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Structuring Attorney Fees for Solo and Small Firms

By Patrick C. Farber On July 29, 2015 · 2:45 PM · Add Comment
A litigation practice, where most income is derived from contingency fees, is not for the faint of heart, particularly for solo and small law firms. While the eventual payout can be substantial, a firm can experience long periods where little or no income is generated. This can doom a small firm or solo practice without adequate reserves.
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Top 10 Things to Remember When Creating a Structured Settlement

By Patrick C. Farber On July 8, 2015 · 3:07 PM · 1 Comment
Counting down, here is the top 10 list of things to remember when creating a structure.
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Structured Settlements 101

By Patrick C. Farber On June 24, 2015 · 8:58 AM · Add Comment
Structured settlements as we know them today came about in 1982 when the U.S. Congress passed The Periodic Payment Settlement Act of 1982 (Public Law 97-473). The act enables injury victims to obtain customized structured cash payments plans through insurance annuities that assure them guaranteed, tax-free income over time.
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Do’s and Don’ts of Special Needs Trusts

By Patrick C. Farber On June 4, 2015 · 2:19 PM · Add Comment
Special Needs Trusts (SNTs) are an excellent way to hold the assets of injured parties while preserving their needs-based public benefits such as MediCal (Medicaid) and SSI. Certain rules apply when using any type of SNT, whether individual or pooled.
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Recent Posts

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    MetLife Brings New Non-Qualified Flex Agreement to Market

    August 11, 2026
    MetLife’s Non-Qualified Flex Agreement (NQA-FA) is now available. First announced …Read More »
  • Surge In Factory Job Cuts Highlight the Importance of Structured Settlements

    Surge In Factory Job Cuts Highlight the Importance of Structured Settlements

    June 24, 2026
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  • Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

    Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

    June 2, 2026
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CAOC Forum: TOP 10 Things to Remember When Creating a Structured Settlement
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