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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
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      • Maximizing Workers’ Comp Settlments
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      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
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      • Structuring Strategies Beyond Fees
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      • Taxing Emotional Distress Damages, Settlement Wording
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Gov. Schwarzenegger Signs Senate Bill 510 – Will Provide Greater Protection to Structured Settlement Recipients

By Patrick C. Farber On October 13, 2009 · 3:15 PM · Add Comment
Instead of receiving lump sum payments for defendants after a usually life-altering injury, injured parties, under legal and financial counsel, often opt for structured settlements--where payments are spread over time through the purchase of insurance annuities. These annuities are designed to provide long-term financial security and stability to the injured or disabled party and their families. When payments are set up within a structured settlement, payments are tax-free for the life of the annuity. In addition, the settlement is designed so that the injured party or "well meaning" friends and relatives are not tempted to spend the settlement in a reckless manner. Studies show that up to 90 percent of lump sum payments are spent within five years or receipt.
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Structures Under $50K

Structured Settlements Under $50,000: Better Than Lump Sum Payout? [Litigation Commentary & Review – October 2010]

By Patrick C. Farber On October 1, 2009 · 3:05 PM · Add Comment
When most people hear "structured settlement," they assume the dollar amount of the injury settlement is for hundreds of thousands of dollars or more. Surprisingly, that's not always true. Over the past 20 years, more than 50 percent of the structured settlements facilitated by Ringler Associates, the world's oldest and largest settlement annuity firm, were less than $50,000. Another approximately 17 percent were between $50,000 and $100,000. These figures are typical in most annuity firms.
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Special Needs Trusts Freedom

A Powerful Combination: Special Needs Trusts And Stuctured Settlements

By Patrick C. Farber On August 15, 2009 · 4:27 PM · Add Comment
For some individuals, their disability is the result of a catastrophic personal injury or from medical malpractice. SNTs are often used together with structured settlements resulting from legal actions taken when these types of injuries occur. When used in tandem, SNTs and structured settlements offer complimentary benefits that can enhance the quality of life for severely injured plaintiffs and their families.
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Deadline for Settlement Industry

New Deadline Dates For Medicare Set-Aside Reporting

By Patrick C. Farber On June 9, 2009 · 9:39 PM · Add Comment
For the past six months, the government has been struggling to come up with new, stronger reporting procedures and deadlines designed to prevent Medicare from double-paying Medicare recipients who are already scheduled to receive payouts for their injuries or illnesses under workers’ comp, liability or no-fault insurance plans. It appears the procedures and deadlines are now in place.
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Long Term Success with Strucured Settlments

Structured Attorney Fees Can Reap Long-Term Benefits

By Patrick C. Farber On June 1, 2009 · 10:01 PM · Add Comment
Most attorneys are familiar with creating structured settlements for their fees whenever their personal injury clients agree to their own structured settlement. Many attorneys, however, are unaware that these same fee structures can be arranged on a stand-alone basis--even when the client chooses to accept a lump sum payment or in certain non-injury, contingency fee cases.
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Structures offer Safe Haven

Structured Settlements Offer Safe Haven In Uncertain Times

By Patrick C. Farber On May 1, 2009 · 9:43 PM · Add Comment
With all the negative news surrounding AIG, many attorneys may be wondering whether the structured settlement insurance annuities they arranged for an injured party or for themselves (to pay attorney fees) may be in fiscal danger. Fortunately, unlike other financial entities, insurance companies must adhere to some of the most rigorous regulations found in any industry.
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Protecting Plaintiffs after a Settlement – Ringler Radio Show with Patrick Farber

By Patrick C. Farber On March 14, 2006 · 2:26 PM · Add Comment
The job of a settlement broker often goes beyond the actual settlement transaction. Join Ringler Radio host, Larry Cohen, head of Northeast Operations for Ringler Associates, and his colleague, Pat Farber, manager of Ringler's Western region based in California, as they discuss a very important topic for anyone involved in personal injury litigation.
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Tort Reform and Preventing Settlement Snags – Ringler Radio Show With Patrick Farber

By Patrick C. Farber On July 29, 2005 · 2:25 PM · Add Comment
Hear the latest from Ringler Associate Pat Farber, Partner of the firm. Also hear special guest, Attorney Bryan Crews, a national litigator from the Florida firm of CREWS & BODIFORD, P.A, who tells an all too familiar story of a case in which the plaintiff's fiance' who takes off with settlement cash!
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    “For everyone who gets a dollar there are two people that want to take that dollar from them. Structured settlements ensure that our clients are not going to quickly go through their money.”

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Recent Posts

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    Surge In Factory Job Cuts Highlight the Importance of Structured Settlements

    June 24, 2026
    Factory job cuts are at their highest level since the …Read More »
  • Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

    Bill Protecting Sexual Assault Settlements From Taxes Heads To the Senate

    June 2, 2026
    The U.S. House of Representatives passed the Survivor Justice Tax …Read More »
  • MetLife Introduces New Product For Non-Qualified Structured Settlements

    MetLife Introduces New Product For Non-Qualified Structured Settlements

    April 16, 2026
    We’re excited to share that MetLife has introduced a new …Read More »

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  • Are Settlement Damages Involving PTSD Tax-Free? - Patrick Farber Structured Settlement Brokers on Patrick Farber
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  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
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Gov. Schwarzenegger Signs Senate Bill 510 – Will Provide Greater Protection to Structured Settlement Recipients
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