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Fed continue to raise interest rates graphic

Fed Continues to Raise Interest Rates

By Patrick C. Farber On September 29, 2022 · 3:06 PM · Add Comment

Last week, the Federal Reserve increased interest rates by 0.75 percent–the third time this year. Another rate increase is expected. This means we’ll see mortgage and credit card rates move higher and stock market volatility continue. Not everything is bad news, however. There is a silver lining for personal injury claimants.

Rising Rates. Ten-year bond rates are at their highest since 2011. The same [...]

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MetLife Video Explains Structured Attorney Fees

MetLife Video Explains Structured Attorney Fees

By Patrick C. Farber On August 3, 2022 · 10:01 AM · Add Comment

If you haven’t considered structuring your fee, take two minutes and watch this informative video. It’s time well spent.

MetLife has come out with a new video about its Non-Qualified Assignment (NQA) annuity product that enables plaintiff attorneys to structure their contingency fees.

NQA Highlights:

Lower tax liability when compared to a lump sum payout Guaranteed annual income over the life of the structure [...]
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Structured Settlements Offer Financial Security in Volatile Times

Structured Settlements Offer Financial Security in Volatile Times

By Patrick C. Farber On July 12, 2022 · 11:57 AM · Add Comment

Anyone who owns investments tied to the stock market knows how brutal this year has been. The S&P 500 closed the first half of 2022 down nearly 21%. A high inflation rate, supply chain issues and the war in Ukraine all are contributing to the markets’ dismal showing.

Safe from market gyrations are the stable returns produced by structured settlement annuities. Annuity funds are placed [...]

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Medicare Set-Aside Funds No Longer Count Toward State Medi-Cal Eligibility and Asset Limits | Advocate Magazine

By Patrick C. Farber On June 15, 2022 · 2:30 PM · 1 Comment

NEW LAWS EFFECTIVE JULY 1 PERMIT DISABLED PERSONS TO KEEP MORE ASSETS WHILE STILL QUALIFYING FOR MEDI-CAL BENEFITS

California’s 2022 budget includes wording that dramatically increases the amount of assets a disabled person can retain and still be eligible for Medi-Cal coverage.

Previously, California (as with all other states), would cap a disabled individual’s assets at $2,000 (not including a home or vehicle) to qualify [...]

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Patrick Farber Sponsors Black Women Lawyers Foundation Scholarship & Luncheon June 4th 2022

Black Women Lawyers Foundation (BWLF) 46th Annual Scholarship Fundraiser & Awards Luncheon | June 4th

By Patrick C. Farber On May 26, 2022 · 1:17 PM · Add Comment

For the 46th year, the Black Women Lawyers Foundation (BWLF) will hold its scholarship fundraiser and awards luncheon. The date is Saturday, June 4 and will take place at the Beverly Hilton Hotel.

Back in 1975 when the foundation began, there wasn’t an organization that addressed the distinct needs of Black women lawyers or young women who hoped to one day practice law. A group [...]

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Clarification on Medicare Set-Asides and Medi-Cal Eligibility

Clarification on Medicare Set-Asides and Medi-Cal Eligibility

By Patrick C. Farber On April 14, 2022 · 3:43 PM · Add Comment

In November 2021, Medi-Cal issued a memo clarifying its position concerning Medicare Set-Aside (MSA) funds and whether they are countable as income and property when determining an individual’s eligibility for Medi-Cal benefits.

Medivest, a provider of Medicare Secondary Payer compliance solutions to the workers’ compensation and general liability industries, recently prepared an overview of the Medi-Cal memo, including its impact on Special Needs Trusts.

[...]
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Big Jump In Medicaid Asset Limits Will Affect Eligibility

Big Jump In Medicaid Asset Limits Will Affect Eligibility

By Patrick C. Farber On February 3, 2022 · 10:53 AM · Add Comment

California’s 2022 budget includes funding that will drastically increase the amount of assets a disabled person can retain and still be eligible for Medicaid coverage.

Previously, California (as does all other states), would cap an individual’s assets at $2,000 (not including a home or vehicle) to qualify for Medicaid coverage. As of July 1, 2022, California will increase the cap to $130,000 with an additional [...]

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Case Studies Focus On Non-Qualified (Taxable) Settlements

Case Studies Focus On Non-Qualified (Taxable) Settlements

By Patrick C. Farber On December 17, 2021 · 2:48 PM · Add Comment
MetLife has just put together three case studies to help plaintiffs better determine whether structuring their non-qualified (taxable) settlement proceeds is right for them. Although there are many types of damage settlements that fall into the non-qual category, MetLife offers these case study examples...
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This article is about settlement solutions for minors and incapacitated adults

Settlement Solutions For Minors And Incapacitated Adults :: CAOC Forum Article

By Patrick C. Farber On November 30, 2021 · 8:24 AM · Add Comment

California judges are becoming much stricter when it comes to how settlement funds are held and distributed in cases involving minors and incapacitated adults. Will Lindahl, executive director at CPT Institute and myself had the opportunity to write about the issue in the November/December issue of CAOC’s Forum magazine.

The article talks about three trust options that meet the stringent [...]

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Was Your Structured Settlement Tax-Free In 1918? An article by Patrick Farber

Was Your Structured Settlement Tax-Free In 1918?

By Patrick C. Farber On October 14, 2021 · 9:06 AM · Add Comment

Most of us think the availability of a tax-free settlement option for injured parties began in the early 1980s. In fact, its roots go back to the Income Act of 1918. At that time, Congress stated that income resulting from “personal injury or illness” was exempt from taxation.

1979: Fast forward to 1979 when the IRS issued guidelines that state recurring payments to personal injured [...]

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Recent Posts

  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »
  • Job Openings Decline: Making The Case For Structured Settlement Income Security

    Job Openings Decline: Making The Case For Structured Settlement Income Security

    November 6, 2025
    The job site Indeed just released its Job Postings Index. As …Read More »
  • Medi-Cal Reinstates $130,000 Asset Limit

    Medi-Cal Reinstates $130,000 Asset Limit

    October 10, 2025
    Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal …Read More »

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  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
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