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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
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      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
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How Increases in Interest Rates Can Be Factored Into Structured Settlements

By Patrick C. Farber On December 4, 2017 · 2:49 PM · 1 Comment
The Federal Reserve has raised short-term interest rates at a quickening pace since the financial crisis and has signaled that more increases are in the works. Plaintiffs considering a structured settlement may be concerned they will miss future higher investment returns on their settlement funds as the result of increasingly higher interest rates if they lock in a structured annuity today.
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Structured Settlements For Older Clients

By Patrick C. Farber On November 29, 2017 · 1:37 PM · Add Comment
Structured settlements are often created for injured individuals to be sure they will not outlive their money. But what happens when claimants are injured in their 60s, 70s or beyond? Do structured settlements still make sense? In many cases, yes.
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Structuring Fees at Settlement Time | California Lawyer Article

By Patrick C. Farber On October 27, 2017 · 11:17 AM · Add Comment

When a case resolves, attorneys have a decision to make:
what to do with the fees owed to them.

Successfully negotiating a settlement or winning a case on behalf of an injured client is one of the most satisfying aspects of the legal profession. While savoring the victory, attorneys have a decision to make: what to do with the fees owed them.

[...]
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Successfully Managing a Sudden Cash Payout

By Patrick C. Farber On October 13, 2017 · 9:12 AM · Add Comment
Nobel Prize-winning economists and sudden cash payouts - you would think they would know how to invest their award windfall. According to this MarketWatch article, some of these economists have "fizzled away" much of their winnings.
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Videos help understand special needs trusts.

New Videos Help Clients Understand Special Needs Trusts

By Patrick C. Farber On August 29, 2017 · 4:50 PM · Add Comment

Are you concerned that you may not completely understand Special Needs Trusts (SNTs) and how they can be used with government benefits? Have you ever tried to explain SNTs to clients only to wonder if they fully comprehend all the details and procedures? SNTs can be very complicated.

CPT Special Needs Trusts, a non-profit trustee established to protect Medicaid and [...]

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Structuring Attorney’s Fees: A Financial Strategy

By Patrick C. Farber On June 27, 2017 · 2:37 PM · Add Comment

You’ve just won a big case for your client and you are anticipating a sizable fee for your good work. The question becomes: how do you best manage this income? If you are like most attorneys, the temptation is to add it to the firm’s bank account and think about what to do with it later. There is another option that may be more prudent—structuring [...]

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Fed Raises Interest Rates Again; More Increases On The Way

By Patrick C. Farber On June 19, 2017 · 11:33 AM · Add Comment

Despite tepid inflation, the Federal Reserve raised the short-term lending rate by a quarter-percentage point on June 14, the third increase in just six months. The Fed indicated that one more rate increase is on its way this year. Here’s a good analysis from Bloomberg Markets of what lies ahead.

 

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Timeline for Creating a Structured Settlement

Timeline for a Structure

By Patrick C. Farber On June 1, 2017 · 9:55 AM · Add Comment

With structured settlements, timing is everything. Wait until a settlement agreement is signed, and the opportunity is off the table. Here’s a simple structured settlement timeline.

Settlement Negotiations:

During settlement negotiations, plaintiff and defendant attorneys estimate such costs as the injured party’s ongoing medical care and living and family needs (i.e., possible future medical treatment, in-home nursing expenses, college tuition for dependent children, adjustments [...]

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Medicare Set-Aside FAQs

By Patrick C. Farber On April 26, 2017 · 9:47 AM · Add Comment

By far, the most complicated aspect of a structured settlement involves Medicare-Set-Asides (MSAs).

Atlas Settlement Group has compiled answers to a list of MSA questions frequently asked by clients. These 12 questions and answers provide a clear understanding of MSAs.

They start with the basic “Why are MSAs necessary?”

“The purpose of the Medicare Set-Aside arrangement (MSA) is to provide funds to the injured party [...]

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MetLife Introduces Periodic Payment Agreement for Non-Qualified Personal Injury Cases

By Patrick C. Farber On March 28, 2017 · 10:48 AM · Add Comment

Last year, MetLife introduced its new Periodic Payment Agreement (PPA). The PPA is a non-qualified product that enables the transfer of future periodic payments from physical injury cases that currently do not qualify under IRC Section 130, such as pre-1997 workers compensation settlements and the settlements of disability coverage disputes. The transfer is made to MetLife Tower Resources Group (MTRG), which functions as the owner.

[...]
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Recent Posts

  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »
  • Job Openings Decline: Making The Case For Structured Settlement Income Security

    Job Openings Decline: Making The Case For Structured Settlement Income Security

    November 6, 2025
    The job site Indeed just released its Job Postings Index. As …Read More »
  • Medi-Cal Reinstates $130,000 Asset Limit

    Medi-Cal Reinstates $130,000 Asset Limit

    October 10, 2025
    Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal …Read More »

Recent Comments

  • Are Settlement Damages Involving PTSD Tax-Free? - Patrick Farber Structured Settlement Brokers on Patrick Farber
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  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
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How Increases in Interest Rates Can Be Factored Into Structured Settlements
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