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      • CHILDS v. COMMISSIONER
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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
      • Structured Attorneys Fees
      • Sample Annuity Contracts
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
      • Structuring Strategies Beyond Fees
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
      • Medical Malpractice
      • Physical Injury
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      • Tax-Deferred
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Title Image - Real and Inspiring Conversations With Women Trial Lawyers

Latest CAALA Webinar: Real and Inspiring Conversations With Women Trial Lawyers – July 15

By Patrick C. Farber On July 9, 2020 · 10:15 AM · Add Comment

During the pandemic, CAALA is offering insightful and informative webinars to its members. The latest is CAALA Women in Law’s Unscripted…Real and Inspiring Conversations With Women Trial Lawyers on July 15 at 4:00 p.m. The speaker is Maryann Gallagher who will talk about her journey from law school to winning CAALA’s Trial Lawyer of the Year.

Thank you CAALA for continuing to [...]

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Post Image: Young Trader's Suicide Highlights Dangers of Novice Investing

Young Trader’s Suicide Highlights Dangers of Novice Investing

By Patrick C. Farber On June 23, 2020 · 8:57 AM · Add Comment
When it comes to money, we humans have a natural desire to take risks if it means a potential big payout. Unfortunately, too often, inexperience and emotions end up costing us everything.
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Post image of Warren Buffett

Warren Buffett Endorses Structured Settlements

By Patrick C. Farber On May 27, 2020 · 8:58 AM · 1 Comment

Warren Buffett, chairman and CEO of Berkshire Hathaway, recently offered a strong endorsement of structured settlements. His comments were provided to the National Structured Settlements Trade Association (NSSTA).

Buffett has been an ardent proponent of structured settlements for decades. He’s grown Berkshire Hathaway into one of the largest structured settlement annuity providers in the marketplace.

Here’s his quote:

“Anyone settling a personal [...]

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How Do We Know When We’ve Borrowed Too Much?

By Patrick C. Farber On May 7, 2020 · 9:18 AM · Add Comment

From CNBC: “Household debt balances through March totaled $14.3 trillion, a 1.1% increase from the previous quarter and now $1.6 trillion clear of the previous nominal high of $12.7 trillion in the third quarter of 2008 during the financial crisis, according to New York Federal Reserve data released Tuesday.” (May 5, 2020)

On Wednesday, the Treasury Department announced a new 20-year bond to help fund [...]

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CAALA Remote Business Solutions Directory

CAALA’s COVID-19 Remote Business Solutions Directory

By Patrick C. Farber On April 20, 2020 · 10:13 AM · Add Comment

Thank you to CAALA (particularly Kwedi Moore) for giving us the opportunity to be included in the CAALA online Remote Business Solutions directory. The directory contains links to companies that are able to provide vital resources to CAALA members during the COVID-19 shutdown.

Years ago, I developed a contingency plan so my staff could continue to operate in case of a natural disaster (an [...]

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Structured Settlements In Today's Market-The Returns Are Much Better Than You Think

Structured Settlements In Today’s Market—The Returns Are Much Better Than You Think

By Big Bang On March 24, 2020 · 9:31 AM · Add Comment

Annuity Interest Rates. Life insurance companies aren’t tied to any one interest rate when determining the rate of return for a structured settlement annuity. This rate flexibility was evident when we prepared structured settlements this week for two injured clients. While the 10-year Treasury rate is currently under 1 percent, the insurance company was able to offer significantly higher returns.

The first structured settlement was [...]

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Post title image Government Policy Changes - How they affect Special Needs Trusts

Government Policy Changes & How They Affect Special Needs Trusts

By Patrick C. Farber On February 19, 2020 · 4:28 PM · Add Comment
Identifying clients on means-tested government benefits during the client intake interview allows counsel to take the necessary steps to preserve those government benefits by Patrick Farber | Cameron Lindahl | Advocate 2020 February | View the PDF Version here

Recent government policy changes are affecting common means-tested benefits that can arise during the personal-injury settlement process. These new policy changes provide injured clients [...]

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Post title image How Lawsuit Structured Settlements Work

How Lawsuit Structured Settlements Work

By Patrick C. Farber On February 18, 2020 · 8:04 AM · 1 Comment

Here’s an easy-to-understand overview of lawsuit structured settlements by attorney Robert W. Wood, one of the most widely published and recognized tax authorities in the United States.

The article appeared in Forbes last year. Structured settlements can seem complicated to plaintiffs not familiar with legal and financial matters.

This article lays out the basics in plain English. We think it could be helpful [...]

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Image showing title of post. IRS Rules Wrongful Life Damages Are Tax Free - by Robert Wood

Tax Free : Recent IRS Ruling on Wrongful Life & Birth Damages

By Patrick C. Farber On January 14, 2020 · 1:19 PM · Add Comment

In the following article attorney Robert W. Wood wrote an informative and detailed account of a recent IRS ruling involving wrongful life damages and wrongful birth damages.

Mr. Wood practices law with Wood LLP (www.WoodLLP.com) and is the author of Taxation of Damage Awards and Settlement Payments and other books available at www.TaxInstitute.com.

In this article, Wood reports on a recent IRS private letter [...]

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Image showing Pat Farbers article Structuring Attorney Fees from Orange County Attorney Journals

Structuring Attorney Fees (Orange County Attorney Journal, December 2019)

By Patrick C. Farber On December 11, 2019 · 5:54 PM · Add Comment

Your client just received a large jury award or settlement. Your client is satisfied with the outcome and you will be compensated for often years of hard work and out-of-pocket expenses. You can collect your fee as a lump sum, but there is another option: structuring the fee so payments are delayed or spread out over time.

Tax Code Governing Structured Fees

Legal fee structuring [...]

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  • A Quick Introductory Message From Pat Farber:

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  • Attorneys On Pat Farber

    “Structuring a settlement for an injured client shows that you’ve taken the utmost care to create the best possible financial future for that client and his or her family.”

    Douglas W. Schroeder
    Immediate Past President
    Orange County Trial Lawyers Association

  • American Board of Trial Advocates (ABOTA) Consumer Attorneys Association of Los Angeles (CAALA) Consumer Attorneys of California (CAOC) National Association of Insurance & Financial Advisors (NAIFA) National Association of Life Underwriters (NALU) National Structured Settlements Trade Association (NSSTA) Orange County Trial Lawyers Association (OCTLA) San Francisco Trial Lawyers Association (SFTLA) Southern California Association for Healthcare Risk Management (SCAHRM)
  • Upcoming Events

    Full Event Info & Links Here

    October 6 – 9, 2024
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  • Supporter Of:

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    “Our programs are only made possible because of wonderful supporters like Patrick Farber, who enable us to make quality of life a reality for people with disabilities.”

    —Andrew Skinner, Co-Founder, Triumph Foundation


    Ralph's Riders Foundation


    Brain SoCal is a non-profit organization founded by TBI (Traumatic Brain Injury) attorney and advocate Tina Odjaghian


    Inner City Law


    Los Angeles Trial Lawyers' Charities


    Covenant House - You can change a young life today

  • Sponsor Of:

    Walk Like MADD
  • Member Of:

    NSSTA

Recent Posts

  • Advantages Of Qualified Settlement Funds

    Advantages Of Qualified Settlement Funds

    December 30, 2025
    Attorneys Robert Wood and Alex Brown recently wrote an article …Read More »
  • Job Openings Decline: Making The Case For Structured Settlement Income Security

    Job Openings Decline: Making The Case For Structured Settlement Income Security

    November 6, 2025
    The job site Indeed just released its Job Postings Index. As …Read More »
  • Medi-Cal Reinstates $130,000 Asset Limit

    Medi-Cal Reinstates $130,000 Asset Limit

    October 10, 2025
    Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal …Read More »

Recent Comments

  • Are Settlement Damages Involving PTSD Tax-Free? - Patrick Farber Structured Settlement Brokers on Patrick Farber
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  • Join Us At CAALA Annual Las Vegas Convention-Labor Day Weekend - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structure or Not To Structure Employment Settlements? Employment Lawyers Weigh In - Patrick Farber Structured Settlement Brokers on Patrick Farber

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