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Image showing the post title of the article, Structured Settlements Can Help Pay For College Costs.

Structured Settlements Can Help Pay For College Costs

By Patrick C. Farber On June 4, 2025 · 4:30 PM · Add Comment

According to CollegSimply.com, the annual tuition cost of California public universities ranges from $5,742 to $11,834 a year. That doesn’t account for books, additional fees and on-campus living expenses, which can easily add another $30,000 or so.

When a parent is seriously injured and no longer able to work, the ability to pay for their child’s college education can feel hopelessly out of reach. [...]

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MetLife White Paper: Structured Installment Payments For Business or Real Estate Sales

By Patrick C. Farber On April 9, 2025 · 6:50 AM · Add Comment

MetLife recently released a White Paper on the potential tax advantages of structuring installment sales for certain kinds of properties. It noted that receiving lump sum sales proceeds on appreciated commercial property, homes or businesses could trigger significant capital gains taxes. One way to reduce the tax liability, it says, is to spread the sales proceeds over a number of years through a structured installment [...]

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Blog post image for Patrick Farber with large white letters denoting the title, Record Number of Structured Settlements in 2024.

Number of Structured Settlements Hits Record High in 2024

By Patrick C. Farber On March 6, 2025 · 8:02 AM · Add Comment

A recent Forbes magazine article quoted statistics compiled by the National Structured Settlement Trade Association (NSSTA) showing that $9.8 billion of settlement proceeds were structured in 2024—a record. That’s a 10% increase from 2023 and an impressive 58% increase from 2022.

Why The Surge In Popularity? The primary reason for the increase in the number of structured settlements is their long-term financial security and tax [...]

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Structuring Settlements & Attorney Fees In Fire-Related Lawsuits

By Patrick C. Farber On February 25, 2025 · 7:37 AM · Add Comment

Legal complaints are already being filed after the devastating fires in Los Angeles and Ventura counties. Whether they will go forward as individual claims or as class actions is undecided. What is certain is that plaintiffs and/or attorneys in these cases have the option to structure the settlements or attorney fees they may receive.

How It Works. The defendant or its insurance company funds the [...]

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Non-Qualified Structures: Benefits For Claimants & Defendants

By Patrick C. Farber On January 23, 2025 · 9:51 AM · Add Comment

Non-qualified structured settlements are specifically designed for non-physical injury claims, such as employment disputes involving wrongful termination or discrimination. While the proceeds are taxed upon receipt (unlike personal injury structures), they offer advantages for all parties involved.

Benefits For Claimants 
MetLife polled employment plaintiff attorneys who were familiar with structured settlements. Of those polled, 96 percent say they recommend them to their clients. The primary [...]

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Rising Treasury Interest Rates: Good News For Structured Settlement Recipients

By Patrick C. Farber On January 9, 2025 · 10:37 AM · Add Comment

Ten-year U.S. Treasury bond yields are the highest since April 2024, with some financial analysts expecting yields to reach 5 percent as inflation worries reappear. For personal injury claimants, the rate increase is good news.

Rising Rates And Annuities. The Federal Reserve had just started cutting interest rates after years of pushing them higher, but with new inflation fears, it may put the brakes [...]

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Are Settlement Damages Involving PTSD Tax-Free?

Are Settlement Damages Involving PTSD Tax-Free?

By Patrick C. Farber On December 2, 2024 · 12:10 PM · Add Comment

PTSD allegations often arise in personal injury cases. The question is: are damages awarded because of PTSD tax-free?

Tax attorney Robert W. Wood recently wrote about the subtleties that come into play when the IRS is determining whether PTSD damages are excluded from taxation. He noted that physical injuries or sickness are excluded under IRS Code Section 104, but emotional distress is generally taxable.

[...]
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Post Title Image Structuring Strategies Beyond Fees

Structuring Strategies Beyond Fees

By Patrick C. Farber On September 25, 2024 · 3:33 PM · Add Comment

Patrick McNulty and I recently published a CAOC Forum article titled “Structuring Strategies Beyond Fees.”

In 1996, Childs v. Commissioner of the Internal Revenue Service supported the use of structures to defer the receipt of attorney fees. The same structuring strategies can be used when selling your law practice, business, or commercial or personal property. Money placed in an annuity is only taxed upon withdrawal, [...]

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Join Us At The ASHRM Annual Conference, October 6-9 in San Diego

Join Us At The ASHRM Annual Conference, October 6-9 in San Diego

By Patrick C. Farber On August 7, 2024 · 9:41 AM · Add Comment

We’ve reserved a booth at the American Society for Health Care Risk Management (ASHRM) annual conference. The conference is October 6 through 9 at the San Diego Convention Center.

Booth Number: #717

Be sure to stop by. We’ll be there to answer all your structured settlement questions including the latest on Medi-Cal eligibility for injured individuals.

To check out the conference [...]

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OBRA 93 Trusts Offer New Options For Injured Parties on Medi-Cal

By Patrick C. Farber On July 3, 2024 · 4:04 PM · Add Comment

Qualifying for Medi-Cal coverage has long been tied to strict asset limits ($2,000 maximum for individuals not including a home or vehicle). Those with disabilities would need to establish a Special Needs Trust (SNT) to maintain their assets and still qualify for Medi-Cal and other important medical coverage.

As of January 1, 2024, the asset limits criteria were eliminated. Now, government benefit eligibility is based [...]

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Recent Posts

  • MetLife White Paper: Structured Installment Payments For Business or Real Estate Sales

    MetLife White Paper: Structured Installment Payments For Business or Real Estate Sales

    April 9, 2025
    MetLife recently released a White Paper on the potential tax …Read More »
  • Number of Structured Settlements Hits Record High in 2024

    Number of Structured Settlements Hits Record High in 2024

    March 6, 2025
    A recent Forbes magazine article quoted statistics compiled by the …Read More »
  • Structuring Settlements & Attorney Fees In Fire-Related Lawsuits

    Structuring Settlements & Attorney Fees In Fire-Related Lawsuits

    February 25, 2025
    Legal complaints are already being filed after the devastating fires …Read More »

Recent Comments

  • Are Settlement Damages Involving PTSD Tax-Free? - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structuring Strategies Beyond Fees - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Join Us At CAALA Annual Las Vegas Convention-Labor Day Weekend - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
  • Structure or Not To Structure Employment Settlements? Employment Lawyers Weigh In - Patrick Farber Structured Settlement Brokers on Patrick Farber

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