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      • CHILDS v. COMMISSIONER
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    • RICHARD A. CHILDS, ET AL., Petitioners v. COMMISSIONER OF INTERNAL REVENUE
    • Resources for Attorneys
      • Attorney Testimonials
      • Berkshire Hathaway Structured Settlements Brochure
      • FAQ for Attorneys
      • Lawsuits, Awards, and Settlements Audit Techniques Guide
      • Maximizing Workers’ Comp Settlments
      • MetLife – Structuring an Employment Settlement: A Tax Efficient Solution
      • MetLife Investment Product Comparison
      • Met Tower Life Financial Health 2020
      • Protecting Medicare & Medicaid Eligibility
      • MICRA Fee Calculator
      • Structuring Strategies Beyond Fees
      • Structured Attorneys Fees
      • Sample Annuity Contracts
      • Structured Settlement Tables
      • Taxing Emotional Distress Damages, Settlement Wording
      • Video: Impact of Personal Injury Cases On Product Safety
    • Resources for Injured Parties
      • Client Testimonials
      • FAQ for Injured Parties
      • Five Questions to Ask About an Insurance Company
      • How An Injury Settlement Can Affect College Financial Aid
      • Investment Product Comparison
      • Structures: Safe, Secure & Regulated NSSTA
      • Structured Settlement Videos for Injured Parties – Prudential
      • Structuring Strategies Beyond Fees
    • Discover Non-Qualified Non-Structured Annuities
    • Structured Installment Sale Video Center
    • Sample Structures
      • Attorney Fee Structures
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Advantages Of Qualified Settlement Funds

By Patrick C. Farber On December 30, 2025 · 2:51 PM · Add Comment

Attorneys Robert Wood and Alex Brown recently wrote an article on Qualified Settlement Funds (QSFs). Here are some of the highlights.

Defendants benefit from a QSF because they can deduct settlement payments immediately upon payment to the QSF, even if it takes years to actually settle the plaintiff’s dispute.
 Plaintiffs benefit because when settlement funds are held in a QSF, plaintiffs then have time [...]
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Job Openings Decline: Making The Case For Structured Settlement Income Security

By Patrick C. Farber On November 6, 2025 · 9:49 AM · Add Comment

The job site Indeed just released its Job Postings Index. As of October 31, the number of job postings was the lowest since February 2021, down 6.5 percent from last year.

Amazon, UPS and Target recently announced layoffs that will total 60,000 this year.

Factors impacting the job market include decisions made in Washington, natural disasters, consumer shifts and, of [...]

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Medi-Cal Reinstates $130,000 Asset Limit

By Patrick C. Farber On October 10, 2025 · 9:52 AM · Add Comment

Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal asset limit for individuals, plus $65,000 for each additional household member.  The asset cap was put into place in 2022, but was eliminated because of state budget problems.

This change means injured parties receiving disability-based Medi-Cal or IHSS will be able to keep at least $130,000 in assets and any amount of funds in a [...]

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Structured Settlement Annuities: Attractive Solution To Interest Rate Cuts

By Patrick C. Farber On October 2, 2025 · 7:36 AM · Add Comment

With last month’s Federal Reserve interest rate cut, attorneys are asking where they can still find solid, secure, dependable returns. The good news is that structured settlement annuities remain one of the most attractive solutions available.

Our office is currently quoting a structured settlement annuity yielding over 4%–a yield that is tax-free for physical injury clients. These annuities can provide claimants with a stable, predictable [...]

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Image showing the post title of the article, Structured Settlements Can Help Pay For College Costs.

Structured Settlements Can Help Pay For College Costs

By Patrick C. Farber On June 4, 2025 · 4:30 PM · Add Comment

According to CollegSimply.com, the annual tuition cost of California public universities ranges from $5,742 to $11,834 a year. That doesn’t account for books, additional fees and on-campus living expenses, which can easily add another $30,000 or so.

When a parent is seriously injured and no longer able to work, the ability to pay for their child’s college education can feel hopelessly out of reach. [...]

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MetLife White Paper: Structured Installment Payments For Business or Real Estate Sales

By Patrick C. Farber On April 9, 2025 · 6:50 AM · Add Comment

MetLife recently released a White Paper on the potential tax advantages of structuring installment sales for certain kinds of properties. It noted that receiving lump sum sales proceeds on appreciated commercial property, homes or businesses could trigger significant capital gains taxes. One way to reduce the tax liability, it says, is to spread the sales proceeds over a number of years through a structured installment [...]

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Blog post image for Patrick Farber with large white letters denoting the title, Record Number of Structured Settlements in 2024.

Number of Structured Settlements Hits Record High in 2024

By Patrick C. Farber On March 6, 2025 · 8:02 AM · Add Comment

A recent Forbes magazine article quoted statistics compiled by the National Structured Settlement Trade Association (NSSTA) showing that $9.8 billion of settlement proceeds were structured in 2024—a record. That’s a 10% increase from 2023 and an impressive 58% increase from 2022.

Why The Surge In Popularity? The primary reason for the increase in the number of structured settlements is their long-term financial security and tax [...]

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Structuring Settlements & Attorney Fees In Fire-Related Lawsuits

By Patrick C. Farber On February 25, 2025 · 7:37 AM · Add Comment

Legal complaints are already being filed after the devastating fires in Los Angeles and Ventura counties. Whether they will go forward as individual claims or as class actions is undecided. What is certain is that plaintiffs and/or attorneys in these cases have the option to structure the settlements or attorney fees they may receive.

How It Works. The defendant or its insurance company funds the [...]

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Non-Qualified Structures: Benefits For Claimants & Defendants

By Patrick C. Farber On January 23, 2025 · 9:51 AM · Add Comment

Non-qualified structured settlements are specifically designed for non-physical injury claims, such as employment disputes involving wrongful termination or discrimination. While the proceeds are taxed upon receipt (unlike personal injury structures), they offer advantages for all parties involved.

Benefits For Claimants 
MetLife polled employment plaintiff attorneys who were familiar with structured settlements. Of those polled, 96 percent say they recommend them to their clients. The primary [...]

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Rising Treasury Interest Rates: Good News For Structured Settlement Recipients

By Patrick C. Farber On January 9, 2025 · 10:37 AM · Add Comment

Ten-year U.S. Treasury bond yields are the highest since April 2024, with some financial analysts expecting yields to reach 5 percent as inflation worries reappear. For personal injury claimants, the rate increase is good news.

Rising Rates And Annuities. The Federal Reserve had just started cutting interest rates after years of pushing them higher, but with new inflation fears, it may put the brakes [...]

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Recent Posts

  • Job Openings Decline: Making The Case For Structured Settlement Income Security

    Job Openings Decline: Making The Case For Structured Settlement Income Security

    November 6, 2025
    The job site Indeed just released its Job Postings Index. As …Read More »
  • Medi-Cal Reinstates $130,000 Asset Limit

    Medi-Cal Reinstates $130,000 Asset Limit

    October 10, 2025
    Starting January 1, 2026, California will reinstate a $130,000 Medi-Cal …Read More »
  • Structured Settlement Annuities: Attractive Solution To Interest Rate Cuts

    Structured Settlement Annuities: Attractive Solution To Interest Rate Cuts

    October 2, 2025
    With last month’s Federal Reserve interest rate cut, attorneys are …Read More »

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  • Addressing FAFSA Challenges/Paying For College Through Structured Settlements - Patrick Farber Structured Settlement Brokers on Patrick Farber
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