Anyone who owns investments tied to the stock market knows how brutal this year has been. The S&P 500 closed the first half of 2022 down nearly 21%. A high inflation rate, supply chain issues and the war in Ukraine all are contributing to the markets’ dismal showing.
Safe from market gyrations are the stable returns produced by structured settlement annuities. Annuity funds are placed in a mix of highly rated, investment-grade securities so they are not affected by market movement. Payments from the annuity are guaranteed no matter the financial climate. Payments can also be arranged so they are inflation-adjusted to address cost-of-living increases.
Injured parties are the most vulnerable during tough economic times. Their settlement proceeds must last a lifetime. Structured settlements offer them financial peace of mind other securities cannot.
If you’d like to learn more about structured settlements including inflation-adjusted options, please give me a call.
Pat Farber
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