As you know, Patrick McNulty recently joined my team, coming from the Berkshire Hathaway structured settlement department where he was a senior account manager. Patrick has an extensive skill set in a number of annuity products outside the structured settlement space. I wanted to make you aware of some of those investments including Fixed Index Annuities.

Fixed Index Annuities (FIAs). In life, we all face many financial challenges, from saving for a child’s college education to having the funds to live comfortably during retirement. Regardless of the objectives, an investment portfolio should include assets that are stable, flexible, and above all, safe.

An FIA protects principal, provides tax-deferred compounded growth, and securely and safely guarantees investment returns over time. FIAs are ideal for those looking for principal protection, regardless of the market’s ups and downs.

FIA annuity payouts can be made over a lifetime or for a set amount of years. The remaining money can be designated to beneficiaries. We work with Mass Mutual, Pacific Life and Lincoln Financial, all A+-rated annuity providers.

Patrick is in our Santa Monica office. If you have any annuity questions don’t hesitate to call me at 949-355-4726 or Patrick at 800-734-3910.

Pat Farber