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What is a “Structured Settlement”?

December 20, 2010 – 12:54 PM | 157 views

Structured settlements are tax efficient and can have asset protection and spendthrift advantages too. Like other tax deferral ideas, their results are more impressive the longer their term and the slower they pay out. They aren’t for everyone, and you shouldn’t structure every nickel you receive. Once they are set up, they generally can’t be changed.

Sample Structured Settlements Show A Variety of Options

July 1, 2010 – 11:44 AM | 275 views

For some the structured settlement process is best illustrated by sample structures.

Helping California Courts Protect Settlement Beneficiaries [Los Angeles Lawyer - March 2010]

April 20, 2010 – 5:00 PM | 85 views
California

Factoring
Beginning in the late 1980s, a new wrinkle emerged in structured settlements. Entities known as factoring companies targeted individuals who had structured settlements, buying the future structured settlement payment rights for a discounted lump sum, usually a fraction of the overall settlement figure.

Structured Settlements Offer Clients Financial Security

February 16, 2010 – 2:48 PM | 33 views

Clients choosing cash settlements assume the risks associated with their investments during both stable and volatile economic times. Clients requiring lifetime care and support usually do not have the luxury of being able to weather market ups and downs and fluctuating incomes, especially when unforeseen medical emergencies are part of life.

Structured Settlements Under $50,000: Better Than Lump Sum Payout? [Litigation Commentary & Review - October 2010]

October 1, 2009 – 3:05 PM | 89 views

When most people hear “structured settlement,” they assume the dollar amount of the injury settlement is for hundreds of thousands of dollars or more. Surprisingly, that’s not always true. Over the past 20 years, more than 50 percent of the structured settlements facilitated by Ringler Associates, the world’s oldest and largest settlement annuity firm, were less than $50,000. Another approximately 17 percent were between $50,000 and $100,000. These figures are typical in most annuity firms.