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While low interest rates are good for the economy, the anemic rates are frustrating for individuals who rely on interest payments as an important part of their income. Investment decisions can become confusing. However, for injured parties who must be sure they have enough money to pay for current and future medical bills and other living expenses, the decision remains easy.
I’m happy to announce that the MicraCALC calculator is available for your iPhone, iPad and Android devices. The app can be downloaded from iTunes and Google Play Stores.
Extra planning is particularly needed by parents of children receiving a financial settlement due to injury and who are approaching college age.
Structuring attorney fees for later cash flow; comparison of after-tax cash flow from structured attorney’s fee vs. income from taxable investment accounts showed higher net income with structured fees.
Structures are used in a variety of injury cases. The most common involve wrongful death, (especially if a surviving spouse or children need income), temporary or permanent disability and severe injuries with shortened life expectancy.
If you’re like most Americans, what’s in your wallet isn’t nearly enough to get you through retirement. Not surprisingly, a Well Fargo Retirement Survey found that most of us severely underestimate how much savings are needed for our senior years.
The SMART Act was signed by President Obama on January 10, 2013 after it had passed in both branches of Congress. The act amends portions of the Medicare Secondary Payer (MSP) statute and is intended to simplify portions of the statute that have been considered onerous to beneficiaries.
Protecting the Plaintiff with Medicare, Medi-Cal and SSI without Age or Income Restrictions In An Affordable Care Act Era
The most common way for a plaintiff to continue to receive Medi-Cal and SSI while also receiving settlement funds is to establish a first party individual Special Needs Trust (SNT) or enroll in a Pooled Special Needs Trust (Pooled SNT) also known as a Pooled Trust, PSNT or Master Trust.