– Patrick Farber
As a structured settlement brokerage team, we work with clients and attorneys in California and around the United States creating structured settlements for medical malpractice, personal injury, product liability, workers’ compensation, mass torts and construction defect cases as well as structures for non-physical injury cases and attorney fees –all at no cost to attorneys or their clients.
We understand the special care it takes to create a structured settlement that meets the specific needs of an injured party. With more than 35 years of experience and having placed more than $3 billion in annuity premiums and U.S. Government notes, we provide support and legal advice during all phases of settlement negotiations, court hearings, mediations, arbitrations and settlement conferences.
– Patrick Farber
– Patrick Farber
- Thanksgiving is a time for being thankful for what we have and helping others in need. Approximately 288,000 people have spinal cord injuries in the U.S. according to the National Spinal Cord Injury Statistical Center. Over 3/4 of new injuries each year are young males. Car crashes and falls are the primary cause. As a …Read More »»
- After going through the pain and shock of a loved one suffering a catastrophic injury, family members are then faced with another jolt-the realization of the staggering costs associated with keeping their loved one in the best possible health. A recent Merrill Lynch/Age Wave survey found that 41 percent of caregivers said they entered [...]Read More »»
- Medicare Set-Asides (MSAs) are often an important element in structured settlement planning. The purpose of MSAs is to “set aside” funds from the structured settlement so the injured party can pay for current or future medical expenses that would otherwise be covered by Medicare. Medicare is the secondary payer for injury-related medical expenses—after a defendant …Read More »»
- Bringing two parties to the mediation table in a personal injury case is often a substantial feat. It shows a willingness to negotiate and even to compromise on both sides. Much discussion and agreement needs to happen before reaching the “demands and offers” and eventual settlement phase. Knowing in advance how much an injured clientRead More »»
- When someone is physically injured on the job, shouldn’t the IRS consider the entire settlement proceeds as non-taxable income? The answer is complicated. Tax attorney Robert Wood explains how timing and semantics play a role in the tax status of physical (and emotional) damage settlement proceeds in his piece “Emotional Distress Damages Are Taxable, [...]Read More »»
- Greed, fear and plain old bad decisions can derail even the best investment plan. This holds particularly true when a personal injury client receives a large lump sum settlement and decides to make his or her own financial decisions with little or no investing experience or fails to heed sound financial advice. The results are …Read More »»
- Every quarter, Atlas Structured Settlements releases its report on Medicare issues including Medicare Set-Asides. The Spring/Summer report is out. Topics include: CMS Moves to Medicare Beneficiary Identifier Version 2.7 of the WCMSA Reference Guide Published WCMSA Submission Guidelines: A Refresher Budget Act of 2018 Limits Medicaid Third-Party Recovery Rights New Commercial Repayment Center [...]Read More »»
- Structured settlements, while normally associated with personal injury or workers’ comp cases, are being used in divorce proceedings with increasing regularity. During negotiations, a settlement amount is agreed upon upfront. The amount is then placed in an annuity. A payment schedule is created so the recipient spouse receives payments from the annuity pursuant to the …Read More »»
- Parents want the best for their kids and that includes giving their children the opportunity to attend college. When a parent is seriously injured and no longer able to work, hopes of providing a college education for their children can be dashed. Funds from a structured settlement due to an injury, however, can be designated …Read More »»
- As a structured settlement broker, I meet many individuals who have suffered major spinal cord injuries. Life after their injury is filled with challenges that, at times, feel insurmountable. Thankfully, those with spinal cord injuries have a strong advocate in their corner. It’s Triumph Foundation, a nonprofit group dedicated to inspiring and motivating people [...]Read More »»
- Injured individuals often want to know what will happen to their structured settlement after they pass away. Structured settlements are usually set up so payments are made for the life of the injured party—with a guaranteed minimum number of years. If the claimant dies before the guaranteed minimum number of years is reached, the remaining …Read More »»
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“We’ve gotten numerous calls from people thanking us for their structure. The have been very candid saying that without the structure they wouldn’t know where they’d be today.”
Girardi | Keese