– Patrick Farber
As a structured settlement brokerage team, we work with clients and attorneys in California and around the United States creating structured settlements for medical malpractice, personal injury, product liability, workers’ compensation, mass torts and construction defect cases as well as structures for non-physical injury cases and attorney fees –all at no cost to attorneys or their clients.
We understand the special care it takes to create a structured settlement that meets the specific needs of an injured party. With more than 35 years of experience and having placed more than $3 billion in annuity premiums and U.S. Government notes, we provide support and legal advice during all phases of settlement negotiations, court hearings, mediations, arbitrations and settlement conferences.
– Patrick Farber
– Patrick Farber
- When discussing structured settlement annuities with anyone, the question that often comes up is "Are they safe?" That's understandable. The last thing anyone wants to worry about is the long-term reliability and safety of their money.Read More »»
- By Ali Mendiola, February 28, 2019, Appeared in WorkCompCentral.com Every day, accidents, sometimes fatal, occur in the workplace. As a structured settlement broker, I see the aftermath of these incidents and their long-term impact. While settlement funds can’t make someone with a catastrophic injury whole again or bring back a deceased family [...]Read More »»
- Personal injury cases have to be handled differently if an injured party qualifies for Medicare (must be 65 or older, on SSDI for 24 months or more or have end-stage renal failure) or will qualify for Medicare within two years. In these cases, a portion of a settlement must be set aside, separate from other …Read More »»
- In today’s economic climate where the markets seem unable to find their financial footing, it’s good to know that structured annuities offer a safe haven to place personal injury settlement funds. A rundown of benefits: A lifetime structured settlement annuity is much like a pension plan or Social Security benefit (the ultimate annuity)—pay into it …Read More »»
- Special Needs Trusts (SNTs) provide critical financial support to those with life-long severe or catastrophic injuries. A properly created and managed SNT allows money from a personal injury settlement to be set aside for medical care and day-to-day living support without the injured individual losing or being disqualified from receiving government benefits. To be eligible …Read More »»
- Here are the basics of a structured settlement. Please don’t hesitate to call me with any questions. Tax benefits: For injured parties, structured settlements provide a tax-free income stream, possibly for life, without fear of money mismanagement, market fluctuations or unscrupulous con artists waiting to milk them out of their money. Minimum structure: About half …Read More »»
- Recently, I came across a new USC and Center for Financial Services Innovation survey that indicates very few Americans have their finances in order. Most, in fact, are still struggling financially in spite of a healthy economy and low unemployment. The survey showed that only 28 percent of American households feel they are in [...]Read More »»
- Thanksgiving is a time for being thankful for what we have and helping others in need. Approximately 288,000 people have spinal cord injuries in the U.S. according to the National Spinal Cord Injury Statistical Center. Over 3/4 of new injuries each year are young males. Car crashes and falls are the primary cause. As a …Read More »»
- After going through the pain and shock of a loved one suffering a catastrophic injury, family members are then faced with another jolt-the realization of the staggering costs associated with keeping their loved one in the best possible health. A recent Merrill Lynch/Age Wave survey found that 41 percent of caregivers said they entered [...]Read More »»
- Medicare Set-Asides (MSAs) are often an important element in structured settlement planning. The purpose of MSAs is to “set aside” funds from the structured settlement so the injured party can pay for current or future medical expenses that would otherwise be covered by Medicare. Medicare is the secondary payer for injury-related medical expenses—after a defendant …Read More »»
- Bringing two parties to the mediation table in a personal injury case is often a substantial feat. It shows a willingness to negotiate and even to compromise on both sides. Much discussion and agreement needs to happen before reaching the “demands and offers” and eventual settlement phase. Knowing in advance how much an injured clientRead More »»
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“We’ve gotten numerous calls from people thanking us for their structure. The have been very candid saying that without the structure they wouldn’t know where they’d be today.”
Girardi | Keese